MSIG Tenang Hospital Income Insurance provides a daily cash allowance for your hospitalisation due to accidental bodily injury or COVID-19 infection. Higher daily cash allowance will also be payable for admission to Intensive Care unit arising from covered conditions. Recover with a peace of mind with fewer financial worries with this affordable plan.

Bank Negara Malaysia recognises Tenang Hospital Income as a Perlindungan Tenang product that offers a protection plan that is affordable, easy to understand and with a convenient claims process that is made to serve those who need it most.

For more information on the Perlindungan Tenang Voucher (PTV) Programme, please visit PTV portal here.

Important Note:

  • Only 1 incident with the highest compensation benefit for bodily injury or COVID-19 is payable at any 1 time for the same hospitalisation period if you are hospitalised for both conditions.
  • This product does not cover hospitalisation for COVID-19 diagnosed within the first 5 days of the inception date of this insurance.

^Service Tax is waived for purchase of insurance using Perlindungan Tenang Voucher.
*Stamp duty is exempted until 31/12/2025. However, RM10 stamp duty shall be payable starting from 1/1/2026.


  • You are obligated to pay any applicable taxes (which include but not limited to service tax and RM10 stamp duty) imposed by the Malaysian tax authorities in relation to your policy.

Learn More

MSIG Tenang Hospital Income Insurance is an annual plan that offers daily cash benefit to provide financial assistance in the event of hospitalisation due to accidental bodily injury or COVID-19 infection.

Download the coverage details below to learn more.