EZ Cancer Care 365 Insurance

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EZ Cancer Care 365 Insurance provides financial protection in the event you are diagnosed with cancer so you may rest easy and recuperate in peace. A diagnosis of critical stage gender-related cancer entitles you to additional indemnity while additional benefits will help alleviate some out-of-pocket expenses associated with hospitalisation for cancer. A lump sum payment will also be made to your surviving parent(s) in the event of your unfortunate demise due to cancer.


What's more, you may extend your coverage at additional premium to include a Hospital Income plan that pays a daily allowance for hospitalisation due to an illness or accident.

Benefits

Benefits

Sum Insured (RM)

Section I - Main Benefits

P30

P50

1.

 Cancer Benefit

30,000

Early Stage : 30%

Critical Stage : 100%

50,000

Early Stage : 30%

Critical Stage : 100%

2.

 Additional Indemnity for Gender-related Cancer (Critical Stage)

15,000

25,000

3.

 Recuperative Allowance (per hospitalisation)

600

1,000

4.

 Supplementary Medicine Allowance (per hospitalisation)

1,000

1,000

5.

 Mobile Data / Internet Allowance (per hospitalisation)

100

100

6.

 Parent's Shield (for Each Surviving Parent)

3,000

5,000

Section I - Main Benefits

1. 

Cancer Benefit

2. 

Additional Indemnity for Gender-related Cancer (Critical Stage)

3. 

Recuperative Allowance (per hospitalisation)

4. 

Supplementary Medicine Allowance (per hospitalisation)

5. 

Mobile Data / Internet Allowance (per hospitalisation)

6. 

Parent's Shield (for Each Surviving Parent)

Notes:

  • The benefits payable under Cancer Benefit are calculated as a percentage of the Sum Insured based on the stages of the cancer.
  • Up to 100% of Critical Stage benefit is payable upon diagnosis of critical stage cancer provided no claim has been made for early stage cancer. Once a claim is made for early stage cancer, it will reduce the sum insured of the Cancer Benefit accordingly.
  • Upon payment of 100% sum insured of the Cancer Benefit under Section I, this benefit will cease immediately and the Policy is non-renewable. Other benefits under Sections I and II will remain operational until expiry of the Policy.
  • Additional Indemnity for Gender-related Cancer (Critical Stage) benefit under Section I is applicable once per lifetime whilst the Policy is in force.
  • Insured Person must survive for at least 14 days after diagnosis of a covered cancer before a valid claim can be made on the Policy.
  • Policy is arranged on an annually renewable basis and premium will be adjusted periodically to reflect both experience and inflation in underlying medical treatment costs.
  • Policy will be renewable at the option of the Company subject to the terms, conditions and termination at each Policy anniversary date.
  • Changes to benefits and premium revisions can only be made on renewal or at the Policy anniversary upon 30 days' written notice by the Company.

Optional Benefit - Hospital Income

Receive a daily cash allowance whenever you are admitted to hospital for treatment due to a covered illness or injury. With this add-on, you can put aside your financial worries and focus on getting better.

Benefit Limit (RM)

Section II - Optional Benefit - Hospital Income*

P30

P50

1. 

Daily Cash Allowance

Admission to Standard Ward (per day, up to 365 days)

50

75

2. 

Double Daily Cash Allowance

Admission to Intensive Care Unit (per day, up to 60 days)

100

150

3. 

Triple Daily Cash Allowance

Admission for Cancer (per day, up to 30 days)

150

225

Section II - Optional Benefit - Hospital Income*

1. 

Daily Cash Allowance

Admission to Standard Ward (per day, up to 365 days)

2. 

Double Daily Cash Allowance

Admission to Intensive Care Unit (per day, up to 60 days)

3. 

Triple Daily Cash Allowance

Admission for Cancer (per day, up to 30 days)

*Only one (1) Daily Cash Allowance Benefit is payable at any one time for the same confinement period under Hospital Income Benefit.

Note:

  • Please refer to thePolicy Documentfor detailed information about MSIG EZ Cancer Care 365 Insurance Schedule of Benefits.

Premium

Premium

Annual Premium for Male (RM)

Plan P30
Plan P50

Age Band

Main Benefits

Main Benefits + Optional Benefit

Main Benefits

Main Benefits + Optional Benefit

18-20 years

14.00

75.00

23.00

113.00

21-25 years

17.00

77.00

27.00

117.00

26-30 years

22.00

82.00

36.00

125.00

31-35 years

30.00

89.00

49.00

137.00

36-40 years

45.00

103.00

75.00

160.00

41-45 years

72.00

126.00

117.00

198.00

46-50 years

115.00

165.00

189.00

262.00

51-55 years

179.00

223.00

295.00

358.00

56-59 years

309.00

340.00

509.00

550.00

60-65 years (renewal only)

314.00

363.00

517.00

588.00

66-70 years (renewal only)

445.00

488.00

732.00

794.00

71-75 years (renewal only)

511.00

551.00

839.00

897.00

76-80 years (renewal only)

537.00

577.00

884.00

940.00

Annual Premium for Female (RM)

Plan P30
Plan P50

Age Band

Main Benefits

Main Benefits + Optional Benefit

Main Benefits

Main Benefits + Optional Benefit

18-20 years

14.00

74.00

22.00

113.00

21-25 years

20.00

80.00

33.00

123.00

26-30 years

38.00

96.00

62.00

148.00

31-35 years

74.00

129.00

122.00

203.00

36-40 years

131.00

179.00

215.00

286.00

41-45 years

202.00

243.00

333.00

392.00

46-50 years

294.00

326.00

484.00

528.00

51-55 years

375.00

399.00

618.00

648.00

56-59 years

474.00

488.00

781.00

795.00

60-65 years (renewal only)

394.00

439.00

649.00

714.00

66-70 years (renewal only)

455.00

498.00

750.00

811.00

71-75 years (renewal only)

505.00

545.00

833.00

891.00

76-80 years (renewal only)

533.00

573.00

880.00

936.00



Notes:

  • Premium is based on your age. You have to pay a higher premium as you move to the next age band.
  • Policy renewability and renewal premiums are not guaranteed and the Company reserves the right to revise the premium rate and benefits applicable at the time of renewal by giving thirty (30) days' written notice.
  • Premiums are adjusted periodically to reflect both experience and inflation in underlying medical treatment costs based on the portfolio claims experience. The revision could arise from the deterioration in claims experience or changes in benefits. These conditions are not exhaustive and the premium rates may be reviewed under other justified circumstances. The premium revision will be applicable to all Insured regardless of individual claims experience.
  • You are obligated to pay any applicable taxes (which include but not limited to service tax and RM10 stamp duty) imposed by the Malaysian tax authorities in relation to your Policy.

Kindly contact us here if you would like to opt for a higher sum insured cover.

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Prepare for the unexpected and get protected today with

MSIG EZ Critical Care and EZ Cancer Care 365 Insurance.

Take Charge

of Tomorrow


Prepare for the unexpected and get protected today with

MSIG EZ Critical Care and EZ Cancer Care 365 Insurance.

Learn More

Take Charge

of Tomorrow


Prepare for the unexpected and get protected today with

MSIG EZ Critical Care and EZ Cancer Care 365 Insurance.

Take Charge

of Tomorrow


Prepare for the unexpected and get protected today with

MSIG EZ Critical Care and EZ Cancer Care 365 Insurance.

Learn More

Learn More

MSIG EZ Cancer Care 365 Insurance consists of plans which can be renewed annually.

Download the coverage details below to learn more.