EZ Critical Care Insurance

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MSIG EZ Critical Care Insurance shields you against the unexpected by providing you with a lump sum benefit payment when you are diagnosed with a covered critical illness. The benefit is paid whether you are fit to return to your normal day-to-day routine or are medically instructed to rest. It can be used for any purpose you choose from seeking specialist or alternative treatments to paying your mortgage loan and monthly expenses.

Benefits

Benefits

Sum Insured (RM)

Main Benefits

Plan P30

Plan P50

Option 1 - Critical Illness Benefit

1. Cancer

2. Stroke and Specific Brain Surgery

3. Heart Attack and Specific Heart Surgery

4. Kidney Failure

Option 2 - Critical Illness Benefit

1. Cancer

2. Kidney Failure

30,000

Early Stage : 30%

*Critical Stage : 100%

50,000

Early Stage : 30%

*Critical Stage : 100%

No Claim Bonus

10% per annum increase of your initial sum insured for every year of no claims, up to 5 years

Allowances

Plan P30

Plan P50

1. Recuperative Allowance

1,500

3,000

2. Supplementary Medicine Allowance

1,000

2,000

3. Travel Allowance

200

300

Option 1 -  

Critical Illness Benefit

Covers Cancer, Stroke and Specific Brain Surgery, Heart Attack and Specific Heart Surgery & Kidney Failure

Option 2 -  

Critical Illness Benefit

Covers Cancer and Kidney Failure

1. Recuperative Allowance

2. Supplementary Medicine Allowance

3. Travel Allowance

*Up to 100% of sum insured is payable upon diagnosis of critical stage provided that no claim for early stage has been paid. In the event a claim for early stage is paid, it shall reduce the sum insured of the critical stage accordingly.

Note:

  • The benefits payable under Main Benefits are calculated as a percentage of the sum insured based on the stages of the critical illness.
  • Please refer to the Policy Document for detailed information about MSIG EZ Critical Care Insurance Schedule of Benefits.

Premium

Premium

Plans (RM)

Option 1 Cancer, Stroke and Specific Brain Surgery, Heart Attack and Specific Heart Surgery & Kidney Failure
Option 2 Cancer & Kidney Failure

Age Band

Plan P30

Plan P50

Plan P30

Plan P50

15 days - 15 years

20.00

33.00

17.00

29.00

16 - 20 years

30.00

49.00

26.00

43.00

21 - 25 years

44.00

74.00

35.00

58.00

26 - 30 years

59.00

98.00

46.00

78.00

31 - 35 years

85.00

143.00

69.00

116.00

36 - 40 years

143.00

241.00

114.00

192.00

41 - 45 years

246.00

413.00

173.00

290.00

46 - 50 years

365.00

613.00

251.00

422.00

51 - 55 years

518.00

871.00

344.00

579.00

56 - 59 years

704.00

1,184.00

452.00

761.00

60 - 65 years (renewal only)

807.00

1,358.00

507.00

853.00

66 - 70 years (renewal only)

1,351.00

2,275.00

836.00

1,407.00


Note:

  • Premium is based on your age. You have to pay a higher premium as you move to the next age band.
  • Policy renewability and renewal premiums are not guaranteed and the Company reserves the right to revise the premium rate and benefits applicable at the time of renewal by giving thirty (30) days written notice.
  • Premiums are adjusted periodically to reflect both experience and inflation in underlying medical treatment costs based on the portfolio claims experience. The revision could arise from the deterioration in claims experience or changes in benefits. These conditions are not exhaustive and the premium rates may be reviewed under other justified circumstances. The premium revision will be applicable to all Insured regardless of individual claims experience.
  • You are obligated to pay any applicable taxes (which include but not limited to service tax and RM10 stamp duty) imposed by the Malaysian tax authorities in relation to your Policy.

Kindly contact us here if you would like to opt for a higher sum insured cover.

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Take Charge

of Tomorrow


Prepare for the unexpected and get protected today with

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Take Charge

of Tomorrow


Prepare for the unexpected and get protected today with

MSIG EZ Critical Care and EZ Cancer Care 365 Insurance.

Take Charge

of Tomorrow


Prepare for the unexpected and get protected today with

MSIG EZ Critical Care and EZ Cancer Care 365 Insurance.

Learn More

Learn More

MSIG EZ Critical Care Insurance consists of plans which can be renewed annually.

Download the coverage details below to learn more.