MSIG EZ Home Essentials Insurance is a customisable cover to protect what is important to you across 4 categories:

  • Section A: Home Electrical Products
  • Section B: Household Goods
  • Section C: Security System
  • Section D: Entertainment System

You will benefit from an all-risk cover to protect your home contents to fire, theft, accidental damage and other perils.

Benefits

Benefits

Sum Insured (RM)

Sections

Plan 1

Plan 2

Section A: Home Electrical Products

Products, devices, and appliances used at home that run on electricity or have embedded batteries that are chargeable using electricity such as kitchen or home appliances, air conditioners, water heaters, desktop computers and accessories, internet modem, and WIFI routers but excluding any mobile devices like laptops, handphones, tablets and handheld gaming devices.

10,000

15,000

Section B: Household Goods

General household products used at home which include furniture, furnishings, carpets, and blinds.

10,000

15,000

Section C: Security System

Surveillance system which includes a control panel, door and window sensors, motion sensors, surveillance cameras, lights, sirens, smoke detectors, water sensors, smoke alarm system, wall mounted panels, smoke and intrusion alarm and safe.

10,000

15,000

Section D: Entertainment System

Home theatre system which includes television, media players, home cinema, projectors, sound systems, karaoke, video and room acoustics systems, gaming consoles, musical instruments for home use.

10,000

15,000




Premium


The total premium that you have to pay depends on the sections and plan you selected and the duration of cover of either 6 months or 12 months.

Premium

The total premium that you have to pay depends on the sections and plan you selected and the duration of cover of either 6 months or 12 months.

Annual Premiums (RM)

Plan 1 - 10,000

Plan 2 - 15,000

Sections

12-month

6-month

12-month

6-month

Section A: Home Electrical Products

80

56

118

83

Section B: Household Goods

75

50

96

68

Section C: Security System

95

67

141

99

Section D: Entertainment System

87

61

129

91


Note:

  • You are obligated to pay any applicable taxes (which include but not limited to service tax and RM10 stamp duty) imposed by the Malaysian tax authorities in relation to your Policy.
  • Effective 1 March 2024, an 8% Service Tax will be applied for all taxable general insurance policies. This includes policies commencing on or after this date or span across it (pro-rated). MSIG retains the right to collect any uncharged service tax for policies processed before 1 March 2024 where the insurance period spans across that date.

Learn More

MSIG EZ Home Essentials Insurance provides you with 6-month or 12-month coverage options to suit your lifestyle needs.

Download the coverage details below to learn more.