Terms and Conditions
You hereby acknowledge that you have read the Terms of Use, Product Disclosure Sheet
and understood the product benefits, key terms and conditions, exclusions, premium, fees
and charges that you have to pay and wish to proceed with the purchase of this policy.
You must take reasonable care not to misrepresent when answering questions herein or
in any request made by MSIG and check the information you have provided is complete and
accurate. You should also disclose all relevant information which may influence
MSIG in the acceptance of this insurance, decide the terms and the premium you will pay.
If you do not take reasonable care and the information provided by you is incomplete or
inaccurate, this may affect your claim. Your responsibility to provide complete and
accurate information when requested by MSIG shall continue until the time of you
entering into, making changes to or renewing your insurance.
Unless renewed, the coverage will cease on expiry date and we shall strictly not be liable
for any expenses that take place after the expiry date.
With respect to personal information submitted herein,
you hereby consent to MSIG to process your personal information for the purpose of
processing your application herein. Where applicable, you also confirm that you have
obtained the consent from the person(s) named herein and that you are duly authorized to
disclose their personal information herein. For more information our Privacy Policy,
please read our Terms of Use. Kindly read our P
rivacy Notice atwww.msig.com.my for details.
Tax Clause
You are obligated to pay any applicable taxes (
which include but not limited to service tax and stamp duty) imposed by the Malaysian
tax authorities in relation to this Policy, with effect
from 1st September 2018.
