MSIG TravelRight JOM* Insurance is a specially-developed plan for international visitors travelling to Malaysia for leisure up to 90 days. Aside from the basic travel cover such as travel delay, loss of luggage, snatch theft, medical expenses arising from illness and accident, this insurance also provides the required COVID-19 related coverage when you are tested positive for COVID-19 stage 3, 4, or 5** and need to undergo quarantine and obtain treatment in a hospital in Malaysia.

All international visitors who are between thirty-one (31) days and eighty (80) years of age travelling to Malaysia for leisure are eligible to apply.

*JOM is a local colloquial term in Malaysia which translates to “Let’s go!??, e.g. “Jom travel to Malaysia/ Let’s go travel to Malaysia??. As such, it is an invitation to come to Malaysia and indulge in the wonderful sights, stories as well as authentic local flavours that are unique to Malaysia.

** Please refer to the Policy Document for the clinical levels of COVID-19.

SCHEDULE OF BENEFITS – DOMESTIC

Benefits

Plan 1

Plan 2

Accidental Death - Adult

100,000

250,000

Accidental Death - Child

100,000

100,000

Permanent Total Disablement - Adult/Child

100,000

250,000

Benefit Limit (RM) – per person

Plan 1

Plan 2

Accidental Death - Adult

100,000

250,000

Accidental Death - Child

100,000

100,000

Permanent Total Disablement - Adult/Child

100,000

250,000

Overall Limit for Medical Expenses

100,000

300,000

Outpatient treatment and/or dental treatment (by accident)**

*Subject to COVID-19 combined limit

**Subject to overall limit for medical expenses

200 per visit (max 1,000)

200 per visit (max 1,000)

Emergency Medical Evacuation & Bringing Back to Home Country^

100,000

250,000

Repatriation of Mortal Remains (including Burial & Cremation)^

^This benefit is subject to advance approval by MSIG Assist. Please contact MSIG Assist for assistance.

100,000

250,000

Benefit Limit (RM) – per person

Plan 1

Plan 2

Overall Limit for Medical Expenses

100,000

300,000

Outpatient treatment and/or dental treatment (by accident)**

*Subject to COVID-19 combined limit

**Subject to overall limit for medical expenses

200 per visit (max 1,000)

200 per visit (max 1,000)

Emergency Medical Evacuation & Bringing Back to Home Country^

100,000

250,000

Repatriation of Mortal Remains (including Burial & Cremation)^

^This benefit is subject to advance approval by MSIG Assist. Please contact MSIG Assist for assistance.

100,000

250,000

RM200 for each damaged luggage and personal effects and/or RM400 for each lost luggage and personal effects

Up to RM1,200

Up to RM5,000

RM200 for each damaged luggage and personal effects and/or RM400 for each lost luggage and personal effects

Benefit Limit (RM) – per person

Plan 1

Plan 2

Up to RM1,200

Up to RM5,000

200 (max 400)

200 (max 800)

Benefit Limit (RM) – per person

Plan 1

Plan 2

200 (max 400)

200 (max 800)

Benefit Limit (RM) – per person

Plan 1

Plan 2

2,000

9,000

Benefit Limit (RM) – per person

Plan 1

Plan 2

200 (max 1,000)

200 (max 3,600)

Loss of Travel Documents or,

Loss of Personal Money or,

Loss of Personal Effects

Loss of Travel Documents or,

Loss of Personal Money or,

Loss of Personal Effects

Benefit Limit (RM) – per person

Plan 1

Plan 2

Up to 1,000

Up to 2,000

SCHEDULE OF BENEFITS – COVID-19

Benefits

Plan 1

Plan 2

Overall Limit for Medical Expenses

350,000

450,000

Emergency Medical Evacuation & Bringing Back to Home Country^

Not Applicable

500,000

Repatriation of Mortal Remains (including Burial & Cremation)^

^This benefit is subject to advance approval by MSIG Assist. Please contact MSIG Assist for assistance.

Not Applicable

500,000

COVID-19 Diagnosis Quarantine Allowance - For Stage 3, 4 & 5 only

150 per day (max 2,100)

400 per day (max 5,600)

Benefit Limit (RM) – per person

Plan 1

Plan 2

COVID-19 – Combined Limit

COVID-19 – Combined Limit

Overall Limit for Medical Expenses

350,000

450,000

Emergency Medical Evacuation & Bringing Back to Home Country^

Not Applicable

500,000

Repatriation of Mortal Remains (including Burial & Cremation)^

^This benefit is subject to advance approval by MSIG Assist. Please contact MSIG Assist for assistance.

Not Applicable

500,000

COVID-19 Diagnosis Quarantine Allowance - For Stage 3, 4 & 5 only

150 per day (max 2,100)

400 per day (max 5,600)

Not Applicable

Up to 25,000

Benefit Limit (RM) – per person

Plan 1

Plan 2

Not Applicable

Up to 25,000

Benefit Limit (RM) – per person

Plan 1

Plan 2

Not Applicable

Up to 25,000

Note:

  • The duration of each trip shall not exceed 90 days.
  • ^This benefit is subject to advance approval by MSIG Assist. Please contact MSIG Assist for assistance.
  • Section 5 – Travel Cancellation will be payable only if the insurance is purchased at least 7 days before the commencement date of your journey or earlier.
  • Please refer to the Policy Document for detailed information about TravelRight JOM Insurance Schedule of Benefits.


Note:

  • Premium excluding service tax and stamp duty.
  • You are obligated to pay any applicable taxes (which include but not limited to service tax and stamp duty) imposed by the Malaysian tax authorities in relation to your policy.
  • Effective 1 March 2024, an 8% Service Tax will be applied for all taxable general insurance policies. This includes policies commencing on or after this date or span across it (pro-rated). MSIG retains the right to collect any uncharged service tax for policies processed before 1 March 2024 where the insurance period spans across that date.

Learn More

MSIG TravelRight JOM Insurance provides you with coverage you need to travel in Malaysia.

Download the coverage details below to learn more.