Travel Insurance
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Valid from 19 Dec 2019 to 18 Feb 2020.
Terms & Conditions apply
| Benefits | Overseas(Outbound) (RM) |
|
|---|---|---|
| Plan 1 | Plan 2 | |
| Section 1 - Personal Accident | ||
| Section 1 - Personal Accident | ||
| Death - Adult | ||
| Death - Adult | 250,000 | 350,000 |
| Death - Child | ||
| Death - Child | 62,500 | 87,500 |
| Permanent Total Disablement - Adult/Child | ||
| Permanent Total Disablement - Adult/Child | 250,000 | 350,000 |
| Child Education Fund^ | ||
| Child Education Fund^ | 7,500 | 15,000 |
| Section 2 - Medical & Other Expenses | ||
| Section 2 - Medical & Other Expenses | Accident & Illness | Accident & Illness |
| Overall Limit for Medical Expenses | ||
| Overall Limit for Medical Expenses | ||
| Below 70 years | ||
| - Below 70 years | 300,000 | 400,000 |
| 70 years and above | ||
| - 70 years and above | 150,000 | 200,000 |
| Alternative Medicine** | ||
| Alternative Medicine** | Up to 500 | Up to 1,000 |
| Follow-up Treatment in Malaysia** | ||
| Follow-up Treatment in Malaysia** | Up to 30,000 (max 45 days) |
Up to 75,000 (max 45 days) |
| Emergency Medical Evacuation & Bringing Back to Malaysia | ||
| Emergency Medical Evacuation & Bringing Back to Malaysia | 1,000,000 | 1,000,000 |
| Repatriation of Mortal Remains (including Burial & Cremation) |
||
| Repatriation of Mortal Remains (including Burial & Cremation) |
1,000,000 | 1,000,000 |
| Hospital Income | ||
| Hospital Income | 250 per day (max 15,000) |
300 per day (max 18,000) |
| Compassionate Care*^ | ||
| Compassionate Care*^ | 5,000 | 10,000 |
| Child Care*^ | ||
| Child Care*^ | 5,000 | 10,000 |
| Section 3 - Luggage & Personal Effects* | ||
| Section 3 - Luggage & Personal Effects* | max 5,000 | max 7,500 |
| Single article, pair or set of articles | ||
| - Single article, pair or set of articles | 500 | 500 |
| Notebook | ||
| - Notebook | 1,000 | 1,500 |
| Section 4 - Luggage Delay - Every 6 hours | ||
| Section 4 - Luggage Delay - Every 6 hours | ||
| Overseas | ||
| - Overseas | 200 (max 800) | 200 (max 1,000) |
| Malaysia | ||
| - Malaysia | max 200 | max 200 |
| Section 5 - Personal Money and Unauthorised Use of Card (Enhanced) | ||
| Section 5 - Personal Money and Unauthorised Use of Card (Enhanced) | 1,000 | 1,000 |
| Section 6 - Travel Documents* | ||
| Section 6 - Travel Documents* | 5,000 | 7,500 |
| Section 7 - Travel Cancellation* | ||
| Section 7 - Travel Cancellation* | 18,000 | 50,000 |
| Section 8 - Travel Curtailment* | ||
| Section 8 - Travel Curtailment* | 18,000 | 50,000 |
| Section 9 - Travel Delay - Every 6 hoursº | ||
| Section 9 - Travel Delay - Every 6 hoursº | 200 (max 3,600) |
200 (max 4,000) |
| Missed Events due to Travel Delay (Enhanced) | ||
| Missed Events due to Travel Delay (Enhanced) | 500 | 500 |
| Section 10 - Missed Travel Connection - Min 6 Hoursº | ||
| Section 10 - Missed Travel Connection - Min 6 Hoursº | 600 | 1000 |
| Section 11 - Travel Overbooked - Every 6 hoursº | ||
| Section 11 - Travel Overbooked - Every 6 hoursº | 500 (max 1,000) |
500 (max 1,000) |
| Section 12 - Missed Departure*º | ||
| Section 12 - Missed Departure*º | 1000 | 1000 |
| Section 13 - Travel Reroute - Min 6 hoursº | ||
| Section 13 - Travel Reroute - Min 6 hoursº | 250 | 500 |
| Section 14 - Loss of Travel Deposit | ||
| Section 14 - Loss of Travel Deposit | 7,500 (max 22,500 for Family Plan) |
7,500 (max 22,500 for Family Plan) |
| Section 15 - Additional Costs of Rental Car Return* And Rental Car Excess* (Enhanced) | ||
| Section 15 - Additional Costs of Rental Car Return* And Rental Car Excess* (Enhanced) | 1,000 | 1,000 |
| Section 16 - Personal Liability | ||
| Section 16 - Personal Liability | 1,000,000 | 1,000,000 |
| Section 17 - Loss of Use of Hotel Facilities | ||
| Section 17 - Loss of Use of Hotel Facilities | 200 per day (max 2,000) | 200 per day (max 2,000) |
| Section 18 - Home Protection^ | ||
| Section 18 - Home Protection^ | 500 | 500 |
| Section 19 - Adventurous Activity Cover | ||
| Section 19 - Adventurous Activity Cover | Covered | Covered |
| Extended to cover you in respect of Personal Accident and Medical & Other Expenses which may be sustained resulting from engaging in or practicing or: | ||
| - Bungee jumping; | ||
| - Sky diving; | ||
| - Hang-gliding; | ||
| - Helicopter rides for sightseeing | ||
| - Hot air ballooning; | ||
| - Jet skiing; | ||
| - Mountaineering or trekking at mountains below the height of 3,000 metres above sea level; | ||
| - Skiing or snowboarding; | ||
| - Canoeing or white water rafting; | ||
| - Underwater activities involving artificial breathing apparatus for diving up to a max depth of 30 metres. | ||
| Section 20 - Travel Worldwide Assistance Services | ||
| Section 20 - Travel Worldwide Assistance Services | Covered | Covered |
| Terrorism & Hijacking | ||
| Terrorism & Hijacking | Covered | Covered |
| Chartered Flights (Scheduled) | ||
| Chartered Flights (Scheduled) | Covered | Covered |
Note:
- Please be informed that a 6% Service Tax will be charged with effect from 1 September 2018 for all taxable general insurance policies.
- You are obligated to pay any applicable taxes (which include but not limited to service tax and stamp duty) imposed by the Malaysian tax authorities in relation to your Policy.
- * Excess of RM50 per claim.
- º This insurance will only pay for one claim made either under Section 9,10,11,12 or 13.
- ^ This benefit is not applicable to non-residents.
- **Subject to overall limit for medical expenses
