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    MSIG Insurance (Malaysia) Bhd
    Registration No. 197901002705 (46983-W)

  • MSIG Insurance (Malaysia) Bhd (46983-W) Registration No. 197901002705 (46983-W) is a company licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia.

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MORE PRODUCTS
  • Travel

  • Motor

  • Motorcycle

  • Pet

  • E-SafeGuard Personal Accident

Travel Insurance

MSIG understands that every trip has your heart in it. That's why we go above and beyond to keep you and your family constantly protected.

More info about Travel Insurance
Benefits Overseas(Outbound)
(RM)
  Plan 1 Plan 2
Section 1 - Personal Accident
Section 1 - Personal Accident
Death - Adult
Death - Adult 250,000 350,000
Death - Child
Death - Child 62,500 87,500
Permanent Total Disablement - Adult/Child
Permanent Total Disablement - Adult/Child 250,000 350,000
Child Education Fund^
Child Education Fund^ 7,500 15,000
Section 2 - Medical & Other Expenses
Section 2 - Medical & Other Expenses Accident & Illness Accident & Illness
Overall Limit for Medical Expenses
Overall Limit for Medical Expenses
Below 70 years
- Below 70 years 300,000 400,000
70 years and above
- 70 years and above 150,000 200,000
Alternative Medicine**
Alternative Medicine** Up to 500 Up to 1,000
Follow-up Treatment in Malaysia**
Follow-up Treatment in Malaysia** Up to 30,000
(max 45 days)
Up to 75,000
(max 45 days)
Emergency Medical Evacuation & Bringing Back to Malaysia
Emergency Medical Evacuation & Bringing Back to Malaysia 1,000,000 1,000,000
Repatriation of Mortal Remains
(including Burial & Cremation)
Repatriation of Mortal Remains
(including Burial & Cremation)
1,000,000 1,000,000
Hospital Income
Hospital Income 250 per day
(max 15,000)
300 per day
(max 18,000)
Compassionate Care*^
Compassionate Care*^ 5,000 10,000
Child Care*^
Child Care*^ 5,000 10,000
Section 3 - Luggage & Personal Effects*
Section 3 - Luggage & Personal Effects* max 5,000 max 7,500
Single article, pair or set of articles
- Single article, pair or set of articles 500 500
Notebook
- Notebook 1,000 1,500
Section 4 - Luggage Delay - Every 6 hours
Section 4 - Luggage Delay - Every 6 hours
Overseas
- Overseas 200 (max 800) 200 (max 1,000)
Malaysia
- Malaysia max 200 max 200
Section 5 - Personal Money and Unauthorised Use of Card (Enhanced)
Section 5 - Personal Money and Unauthorised Use of Card (Enhanced) 1,000 1,000
Section 6 - Travel Documents*
Section 6 - Travel Documents* 5,000 7,500
Section 7 - Travel Cancellation*
Section 7 - Travel Cancellation* 18,000 50,000
Section 8 - Travel Curtailment*
Section 8 - Travel Curtailment* 18,000 50,000
Section 9 - Travel Delay - Every 6 hoursº
Section 9 - Travel Delay - Every 6 hoursº 200
(max 3,600)
200
(max 4,000)
Missed Events due to Travel Delay (Enhanced)
Missed Events due to Travel Delay (Enhanced) 500 500
Section 10 - Missed Travel Connection - Min 6 Hoursº
Section 10 - Missed Travel Connection - Min 6 Hoursº 600 1000
Section 11 - Travel Overbooked - Every 6 hoursº
Section 11 - Travel Overbooked - Every 6 hoursº 500
(max 1,000)
500
(max 1,000)
Section 12 - Missed Departure*º
Section 12 - Missed Departure*º 1000 1000
Section 13 - Travel Reroute - Min 6 hoursº
Section 13 - Travel Reroute - Min 6 hoursº 250 500
Section 14 - Loss of Travel Deposit
Section 14 - Loss of Travel Deposit 7,500
(max 22,500 for Family Plan)
7,500
(max 22,500 for Family Plan)
Section 15 - Additional Costs of Rental Car Return* And Rental Car Excess* (Enhanced)
Section 15 - Additional Costs of Rental Car Return* And Rental Car Excess* (Enhanced) 1,000 1,000
Section 16 - Personal Liability
Section 16 - Personal Liability 1,000,000 1,000,000
Section 17 - Loss of Use of Hotel Facilities
Section 17 - Loss of Use of Hotel Facilities 200 per day (max 2,000) 200 per day (max 2,000)
Section 18 - Home Protection^
Section 18 - Home Protection^ 500 500
Section 19 - Adventurous Activity Cover
Section 19 - Adventurous Activity Cover Covered Covered
Extended to cover you in respect of Personal Accident and Medical & Other Expenses which may be sustained resulting from engaging in or practicing or:
- Bungee jumping;
- Sky diving;
- Hang-gliding;
- Helicopter rides for sightseeing
- Hot air ballooning;
- Jet skiing;
- Mountaineering or trekking at mountains below the height of 3,000 metres above sea level;
- Skiing or snowboarding;
- Canoeing or white water rafting;
- Underwater activities involving artificial breathing apparatus for diving up to a max depth of 30 metres.
Section 20 - Travel Worldwide Assistance Services
Section 20 - Travel Worldwide Assistance Services Covered Covered
Terrorism & Hijacking
Terrorism & Hijacking Covered Covered
Chartered Flights (Scheduled)
Chartered Flights (Scheduled) Covered Covered

Note:

  • Please be informed that a 6% Service Tax will be charged with effect from 1 September 2018 for all taxable general insurance policies.
  • You are obligated to pay any applicable taxes (which include but not limited to service tax and stamp duty) imposed by the Malaysian tax authorities in relation to your Policy.
  • * Excess of RM50 per claim.
  • º This insurance will only pay for one claim made either under Section 9,10,11,12 or 13.
  • ^ This benefit is not applicable to non-residents.
  • **Subject to overall limit for medical expenses

Read the fine print below

  • Product Disclosure Sheet
  • Policy Wording
Less info
Apply Now

Motor Insurance

Drive confidently with comprehensive motor insurance from MSIG.

Scroll Down for More Info
Apply Now

Our products

We offer two types of Motor Insurance products:

Our MSIG Motor Plus Insurance is a package deal that comes with seven preselected add-ons to provide you with better protection and value.
Our standard Comprehensive Motor Policy lets you start with a basic, no-frills plan that you can customise with add-ons.

Both products will cover you for:
done Third Party bodily injury and death
done Third Party property loss or damage
done Loss or damage to your own vehicle due to accidental fire, theft or accident

Important Note: The Motor Insurance product and motor add-on you choose will influence your total premium amount.
You can view an example in the table below:

Vehicle Information
• Year of Manufacture : 2014
• Model : Perodua Myvi 1.3L Automatic
• Sum Insured : RM48,000
• No Claim Discount : 55%
Product
MSIG MOTOR PLUS INSURANCE
MSIG COMPREHENSIVE PRIVATE CAR
Coverage
• Third party bodily injury or death;
• Third party property loss or damage; and
• Loss or damage due to accidental fire, theft or accident.
ESTIMATED BASIC PREMIUM
RM 695.74
ADDITIONAL MOTOR ADD-ON COVERAGE
COVERED UNDER THIS POLICY
WITH ADDITIONAL PREMIUM
1. Driver's Personal Accident
RM60.00
2. Full Special Perils
RM96.00
3. Legal Liability to Passengers
RM30.15
4. Legal Liability of Passengers
RM 265.60
RM7.50
5. Waiver of Compulsory Excess
RM25.00
6. Strike, Riot and Civil Commotion
RM144.00
7. 24-Hour Unlimited Towing
RM30.00
ESTIMATED TOTAL PREMIUM
RM 961.34
RM 1088.39

Both products will cover you for:
done Third Party bodily injury and death
done Third Party property loss or damage
done Loss or damage to your own vehicle due to accidental fire, theft or accident

Important Note: The Motor Insurance product and motor add-on you choose will influence your total premium amount.
You can view an example in the table below:

Vehicle Information
• Year of Manufacture : 2014
• Model : Perodua Myvi 1.3L Automatic
• Sum Insured : RM48,000
• No Claim Discount : 55%
Product
MSIG Motor Plus Insurance
MSIG Comprehensive Private Car
Coverage
• Third party bodily injury or death;
• Third party property loss or damage; and
• Loss or damage due to accidental fire, theft or accident.
ESTIMATED BASIC PREMIUM
RM 695.74
ADDITIONAL MOTOR ADD-ON COVERAGE
Covered Under This Policy

1. Driver's Personal Accident

2. Full Special Perils

3. Legal Liability to Passengers

4. Legal Liability of Passengers

5. Waiver of Compulsory Excess

6. Strike, Riot and Civil Commotion

7. 24-Hour Unlimited Towing

RM265.60
ESTIMATED TOTAL PREMIUM
RM 961.34
WITH ADDITIONAL PREMIUM
1.
Driver's Personal Accident
RM60.00
2.
Full Special Perils
RM96.00
3.
Legal Liability to Passengers
RM30.15
4.
Legal Liability of Passengers
RM7.50
5.
Waiver of Compulsory Excess
RM25.00
6.
Strike, Riot and Civil Commotion
RM144.00
7.
24-Hour Unlimited Towing
RM30.00
ESTIMATED TOTAL PREMIUM
RM 1,088.39

Other Optional Motor Add-on

Windscreen

Limited Special Perils

Smart Key Shield

E-Hail E-Zee

Waiver of Betterment Cost

CART Extension

Current Year 'NCD' Relief

Other Optional Motor Add-on

Windscreen

Limited Special Perils

Smart Key Shield

E-Hail E-Zee

Waiver of Betterment Cost

CART Extension

Current Year 'NCD' Relief

Read the fine print below

MSIG Motor Insurance provides you with one year of coverage. You need to renew the insurance cover annually.

Download the fine print below to learn more.

Product Disclosure Sheet - MSIG Motor Plus

Policy Wording - MSIG Motor Plus

Motor Add-on Leaflet

Product Disclosure Sheet - MSIG Comprehensive Private Car

Policy Wording - MSIG Comprehensive Private Car

Apply Now

Motorcycle Insurance

Ride confidently with motorcycle insurance from MSIG.

Scroll Down for More Info
Apply Now

This annual comprehensive policy provides insurance against liability to other parties for injury or death, damage to other parties' property, and accidental or fire damage to your motorcycle or theft of your motorcycle.

Optional benefits that you may wish to purchase by paying additional premium:
done Strike, Riot and Civil Commotion
done Special Perils
done Legal Liability to Pillion
done All Riders

This list is non-exhaustive. Please refer to the motorcycle add-on leaflet for all the optional motorcycle add-ons available under this policy.

PLEASE NOTE
This policy does not cover losses, such as:
close Your own death or bodily injury due to motor accident.*
close Your liability against claims from pillion in your vehicle.*
close Loss/damage arising from act of nature, e.g. flood, landslide and landslip.*
close Consequential loss, depreciation, wear and tear, mechanical or electrical breakdown failures or breakages.

*These may be insured separately for additional premiums.
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.

Other Optional Motor Add-on

Strike, Riot and Civil Commotion

Special Perils

Legal Liability to Pillion

All Riders

Other Optional Motor Add-on

Strike, Riot and Civil Commotion

Special Perils

Legal Liability to Pillion

All Riders

Read the fine print below

MSIG Motorcycle Insurance provides you with one year of coverage. You need to renew the insurance cover annually.

Download the fine print below to learn more.

Product Disclosure Sheet

Policy Wording

Apply Now

Pet Insurance

Whoever shares your world, we'll help you protect them. Give your fur kid the best protection like how you would protect your loved ones with MSIG Pet Insurance.

More info about Pet Insurance

Here's what you need to know about Pet Insurance:

  • Specially designed to provide protection for your fur kid
  • A choice of three plans to meet your needs and budget
  • Covers:
    • Cats and Dogs only
    • Veterinary Fees and Surgical Fees
    • Death from Injury or Illness
    • Burial or Cremation Costs
    • Advertising and Reward Costs for Recovery of Missing Pet
    • Boarding Kennel and Cattery Fees while you are hospitalized
    • Third Party Liability


Your benefits and premiums

Benefits Plan 1
(RM)
Plan 2
(RM)
Plan 3
(RM)
Medical Benefit

Section 1 -

Veterinary Fees and Surgical Fees
2,000 3,500 5,000
Other Benefits

Section 2 -

Death from Injury or Illness
2,000 3,500 5,000

Section 3 -

Burial or Cremation Costs
1,000

Section 4 -

Advertising and Reward Costs for Recovery of Missing Pet
1,000

Section 5 -

Boarding Kennel & Cattery Fees for Pet
1,000 1,500 2,500

Section 6 -

Third Party Liability
50,000 75,000 100,000
Annual Premium 200 350 500
Plan 1
(RM)
Plan 2
(RM)
Plan 3
(RM)
Medical Benefit

Section 1 -

Veterinary Fees and Surgical Fees
2,000 3,500 5,000
Other Benefits

Section 2 -

Death from Injury or Illness
2,000 3,500 5,000

Section 3 -

Burial or Cremation Costs
1,000

Section 4 -

Advertising and Reward Costs for Recovery of Missing Pet
(Your pet must be found within 30 days from the date of loss or theft)
1,000

Section 5 -

Boarding Kennel & Cattery Fees for Pet
1,000 1,500 2,500

Section 6 -

Third Party Liability
50,000 75,000 100,000

Annual Premium

200 350 500

Note:

  • Please be informed that a 6% Service Tax will be charged with effect from 1 September 2018 for all taxable general insurance policies.
  • You are obligated to pay any applicable taxes (which include but not limited to service tax and stamp duty) imposed by the Malaysian tax authorities in relation to your Policy.
  • Additional RM10 stamp duty is payable for each policy.

Read the fine print below

  • Product Disclosure Sheet
  • Policy Wording
Less info
Apply Now

E-SafeGuard Personal Accident Insurance

A simple plan with 24-hour worldwide coverage to protect you and your family against mishaps during your journey.

More info about E-SafeGuard Personal Accident Insurance

Here's what you need to know about the E-SafeGuard Personal Accident Insurance:

  • Available on a per day basis
  • Covers Accidental Death and Permanent Disablement
  • Also includes coverage for Medical Expenses and Other Expenses (Arising Out of Accident Only)
Benefits Adult (RM) Child (RM)
30 Days - 17 Years
Personal Accident
Accidental Death
100,000 50,000
Permanent Total Disablement
100,000 50,000
Permanent Partial Disablement
50,000 25,000
Medical Expenses and Other Expenses
Medical Expenses
2,000 2,000
*Loss of Personal Effect
(due to Snatch Theft / Robbery)
200 NIL
Adult (RM) Child (RM)
(30 days to 17 years old)
Personal Accident
Accidental Death
100,000 50,000
Permanent Total Disablement
100,000 50,000
Permanent Partial Disablement
50,000 25,000
Medical Expenses and Other Expenses
Medical Expenses
2,000 2,000
*Loss of Personal Effect
(due to Snatch Theft/Robbery)
200 NIL

Notes:

  • *On reimbursement basis and limited to one (1) event during the period of insurance.
  • The maximum number of days for each period of insurance shall not exceed 15 days.
  • Please refer to the policy for detailed information about E-SafeGuard Personal Accident Insurance Schedule of Benefits.

Premium Table

Plan Individual Plan (RM) Family Plan (RM)
Premium Per Plan for 1 to 3 days (excluding ST)
8.00 15.00
Subsequent Each Additional Day Per Plan
5.00 per day 8.00 per day
Individual Plan (RM) Family Plan (RM)
Premium Per Plan for 1 to 3 days
(excluding ST)
8.00 15.00
Subsequent Each Additional Day Per Plan
5.00 per day 8.00 per day

Notice:

  • Please be informed that a 6% Service Tax will be charged with effect from 1 September 2018 for all taxable general insurance policies.
  • You are obligated to pay any applicable taxes (which include but not limited to service tax and stamp duty) imposed by the Malaysian tax authorities in relation to your Policy.
  • Additional RM10 stamp duty is payable for each policy.
  • Family Plan is limited to 4 children only.

Read the fine print below

  • Product Disclosure Sheet
  • Policy Wording
Less info
Apply Now
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