Flexi Protector Personal Accident Insurance

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MSIG Flexi Protector Personal Accident Insurance is a 24-hour worldwide plan that will compensate you for death, disability or coma caused by accidental means. It includes a Financial Guard benefit, which eases the burden on your loved ones by covering your debts.


You may also choose to extend your coverage at an additional premium to include Optional Benefits listed as per our benefit table below.

Benefits

Benefits

Sum Insured (RM)

Basic Benefits

Plan A

Plan B

Plan C

Plan D

Accidental Death and/or Permanent Disablement

  • Adult

100,000

200,000

300,000

500,000

  • Child

50,000

100,000

150,000

250,000

Permanent Partial Disablement

Percentage of Sum Insured as specified in the Schedule of Disablement Benefits

Coma

  • Adult

100,000

200,000

300,000

500,000

  • Child

50,000

100,000

150,000

250,000

Financial Guard

Up to 60,000 for bank loan(s)/credit card outstanding balance from Hong Leong Bank or 20,000 from other licensed banks.


Notes:

  • The percentage of Sum Insured will be payable according to the compensation specified in the Policy Document if you and/or your family members suffer Permanent Disablement.
  • Maximum indemnity payable under this policy will not exceed 100% of the Sum Insured.
  • Please refer to the Policy Document for detailed information about Flexi Protector Personal Accident Insurance Schedule of Benefits.

Optional Benefits

When it comes to accidents, it always pays to take extra care. Enjoy a discount of up to 15% when you take up our optional benefits, and get an additional 5% off when you cover your loved ones as well. In return, we'll cover you for medical expense, snatch theft, specified infectious disease and more - so you can focus on recovery with fewer worries.

Extend your coverage with one of our 4 plans.

Sum Insured (RM)

Optional Benefits at Additional Premium

Plan A

Plan B

Plan C

Plan D

Daily Hospital Income

(per day up to 90 days)

80

100

120

150

Medical Expenses

4,000

5,000

6,000

7,000

Education Allowance

50,000

Snatch Theft

3,000

Specified Infectious Diseases

1,000

Burns and Scarring

10,000

Home Modification

Up to 10,000

Hong Leong Bank Debit Card Shield

I. Identity Theft

Up to 10,000

II. ATM Withdrawal Protection

Up to 2,000

Sum Insured (RM)

Optional Benefits at Additional Premium

Plan A

Plan B

Plan C

Daily Hospital Income for Dengue / COVID-19

100

200

300

Optional Benefits at Additional Premium



Premium

Premium

Premium (RM)

Basic Benefits

Plan A

Plan B

Plan C

Plan D

Individual

119.00

210.00

301.00

483.00

Child

46.00

91.00

137.00

228.00


Note:

  • You are obligated to pay any applicable taxes (which include but not limited to service tax and RM10 stamp duty) imposed by the Malaysian tax authorities in relation to your Policy.
  • Enjoy a discount of up to 15% when you take up our optional benefits, and get an additional 5% off when you cover your loved ones as well.

Learn More

MSIG Flexi Protector Personal Accident Insurance consists of plans which can be renewed annually.

Download the coverage details below to learn more.