MSIG Insurance (Malaysia) Bhd is a member of PIDM. The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact MSIG Insurance (Malaysia) Bhd or PIDM (visit www.pidm.gov.my).
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We offer a choice of three products to help you take it easy while you drive. Our MSIG Motor Plus Insurance, MSIG Comprehensive Private Car, and MSIG Lady Motor Plus Insurance are fully customisable with add-on.
All three products will cover you for:
Third Party bodily injury and death
Third Party property loss or damage
Loss or damage to your own vehicle due to accidental fire, theft or accident
You will also enjoy these key benefits:
Easy payment via FPX, Boost e-wallet, or Visa or Mastercard Credit/Debit Card
6-month warranty on repairs by MSIG panel workshops
24-hour assistance from MSIG Motor Assist (1-300-880-833)
Products
We offer three types of Private Car Insurance:
MSIG Motor Plus
Our MSIG Motor Plus Insurance is a package deal that comes with 7 preselected add-on to provide you with better protection and value.
These 7 preselected add-on^ include:
Driver's Personal Accident
Full Special Perils
Legal Liability to Passengers
Legal Liability of Passengers
Waiver of Compulsory Excess
Strike, Riot, and Civil Commotion
24-hour unlimited towing
Optional Motor Add-on: Exclusive Rate for MSIG Motor Plus Policyholder
Waiver of Betterment Cost*
MSIG Lady Motor Plus
Our MSIG Lady Motor Plus Insurance is a comprehensive, designed-for-women motor policy that comes packaged with 5 additional benefits that cater to the safety needs of today's women drivers.
These 5 additional benefits^ include:
Policyholder's Personal Accident
Full Special Perils
Inconvenience Relief Allowance
Loss or Damage to Personal Belongings
Transportation Allowance
MSIG Comprehensive Private Car
Our MSIG Comprehensive Private Car allows you to start with a basic, no frills plan which you can customise with add-on^ that suits you and your car while on the road.
The Private Car Insurance product and add-on you choose will determine your total premium amount. You can use the table below to view an example and compare the products:
Vehicle Information
Vehicle Information
- Year of Manufacture : 2018
- Model : Perodua Myvi 1.5L Automatic
- Sum Insured : RM40,000
- No Claim Discount : 30%
- Sum Insured : RM 40,000
- No Claim Discount : 30%
Product
(Choose products to compare)
MSIG Motor
Plus Insurance
MSIG Lady Motor
Plus Insurance
MSIG Comprehensive
Private Car
Product
(Choose products to compare)
MSIG Motor Plus
MSIG Lady Motor Plus
MSIG Comprehensive Private Car
Coverage
Coverage
- Third party bodily injury or death;
- Third party property loss or damage; and
- Loss or damage due to accidental fire, theft or accident.
Estimated Basic Premium
RM 1,016.01
Additional Coverage
Covered Under This Policy (RM)
With Additional Premium (RM)
Additional Coverage
Covered Under This Policy (RM 241.00)
Covered Under This Policy (RM 142.00)
With Additional Premium (RM)
1.
Driver's Personal Accident Plan 1 for 5-seater vehicle
Driver's PA Plan 1 for 5-seater vehicle
RM 70.00
2.
Full Special Perils
Full Special Perils
RM 80.00
3.
Legal Liability to Passengers
Legal Liability to Passengers
RM 33.75
4.
Legal Liability of Passengers
Legal Liability of Passengers
RM 241.00
RM 7.50
5.
Waiver of Compulsory Excess
Waiver of Compulsory Excess
RM 25.00
6.
Strike, Riot and Civil Commotion
Strike, Riot and Civil Commotion
RM 120.00
7.
24-Hour Unlimited Towing
24-Hour Unlimited Towing
RM 20.00
Optional Motor Add-on
Waiver of Betterment Cost**
RM 85.00
RM 85.00
Optional Motor Add-on
Waiver of Betterment Cost**
RM85
RM85
1.
Policyholder's Personal Accident
Policyholder's Personal Accident
Driver's Personal Accident Plan 1 for 5-seater Vehicle
RM 70.00
Driver's Personal Accident Plan 1 for 5-seater Vehicle
RM 70.00
2.
Full Special Perils
Full Special Perils
RM 80.00
3.
Inconvenience Relief Allowance
Inconvenience Relief Allowance
RM 142.00
Not Available
4.
Loss or Damage to Personal Belongings
Loss or Damage to Personal Belongings
Not Available
5.
Transportation Allowance
Transportation Allowance
Not Available
Estimated Total Premium*
RM 1,342.01
RM 1,158.01
RM 1,457.26
RM 1,166.01
*Not inclusive of Service Tax and Stamp Duty.
**The premium reflected does not include the exclusive rate for Waiver of Betterment Cost add-on. It is only applicable for MSIG Motor Plus policyholders who purchase the add-on for vehicle with sum insured above RM100,000.
**The premium reflected does not include the exclusive rate for Waiver of Betterment Cost add-on. It is only applicable for MSIG Motor Plus policyholders who purchase the add-on for vehicle with sum insured above RM100,000.
Note:
- You are obligated to pay any applicable taxes (which include but not limited to service tax and RM10 stamp duty) imposed by the Malaysian tax authorities in relation to your Policy.
Add-On
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*
Please refer to the Product Disclosure Sheet for more details.
**
Packaged with Lady Motor Plus and not available for sale individually as Optional Add-on Cover.
Add-On
* Please refer to the Product Disclosure Sheet for more details.
** Packaged with Lady Motor Plus and not available for sale individually as Optional Add-on Cover.
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Legal Liability of Passengers
- Provides cover against legal liability sought by third party against you for the actions of your passengers.
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Legal Liability to Passengers
- Provides cover against legal liability sought by your passengers against you in the event of an accident due to your negligence.
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Strike, Riot and Civil Commotion
- Covers the car against loss or damage due to strike, riot and civil commotion.
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24-Hour Unlimited Towing Service
- MSIG Motor Assist will tow the car for an unlimited distance to the workshop/home at no additional cost. The territorial limits are as follows:
No limit for anywhere in Malaysia including the islands of Penang, Langkawi, Labuan, Pangkor and Redang;
No limit for Singapore;
130km (round trip) for Thailand;
130km (round trip) for Brunei.
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Limited Special Perils
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Windscreen
- Covers the breakage of glass in windscreens, front, rear, side windows, sunroof and lamination or tinting film.
- The damaged windscreen will be replaced and your No-Claim-Discount (NCD) entitlement will not be affected.
Inconvenience Relief Allowance
- Provides one-time lump sum in the event of total loss, theft of your car, or damage to your car due to flood.
Loss or Damage to Personal Belongings
- Provides a one-time compensation for the loss or damage to your or your authorised driver's personal belongings due to snatch theft or when your car is involved in an accident.
Transportation Allowance
- Provides an allowance to cover your transportation expenses when your car is involved in an accident and towed to an approved workshop for repair.
Learn More
MSIG Private Car Insurance provides you with one year of coverage, which you can renew annually.
Download the coverage details below to learn more.
Product Disclosure Sheet - MSIG Motor Plus
Product Disclosure Sheet - MSIG Comprehensive Private Car
Product Disclosure Sheet- MSIG Lady Motor Plus Insurance
Policy Wording -
MSIG Motor Plus
Policy Wording - MSIG Comprehensive Private Car
Policy Wording - MSIG Lady Motor Plus Insurance
Motor Add-On Leaflet