Travel Insurance

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MSIG TravelRight Plus Insurance is a comprehensive travel insurance that provides compensation for mishaps and covered events during your journey within the policy period. For example, flight delays, loss of luggage, illness, accidents... the list goes on.

When you travel for business or leisure, you can be assured that you are always protected throughout your journey with this policy. You can opt for a short-term policy for a single trip or an annual policy to cover an unlimited number of trips in a policy year. All Malaysians, Permanent Residents, Non Residents, Work Permit/Employment Pass Holders or otherwise legally employed persons in Malaysia and their Dependents are eligible to apply.

What’s more, you may extend your coverage at additional premium to include COVID-19 Benefit Add-on.

Benefits

Benefits

Find out some of the ways this product covers you.

Click to know more >

Benefit Limit (RM) – per person

Benefits – Overseas Outbound

Plan 1

Plan 2

Plan 3

Death - Adult

250,000

350,000

500,000

Death - Child

62,500

87,500

125,000

Permanent Total Disablement - Adult/Child

250,000

350,000

500,000

Child Education Fund^

7,500

15,000

25,000

Overseas: Outbound (RM)

Plan 1

Plan 2

Plan 3

Death - Adult

250,000

350,000

500,000

Death - Child

62,500

87,500

125,000

Permanent Total Disablement - Adult/Child

250,000

350,000

500,000

Child Education Fund^

7,500

15,000

25,000

QUICK
TIPS

Overall Limit for Medical Expenses

- Below 70 years

300,000

400,000

500,000

- 70 years and above

150,000

200,000

250,000

Alternative Medicine**

Up to 500

Up to 1,000

Up to 1,500

Follow-up Treatment in Malaysia**

Up to 30,000 (max 45 days)

Up to 75,000 (max 45 days)

Up to 100,000 (max 45 days)

Emergency Medical Evacuation & Bringing Back to Malaysia*

QUICK
TIPS

1,000,000

1,000,000

1,000,000

Repatriation of Mortal Remains (including Burial and Cremation)*

QUICK
TIPS

1,000,000

1,000,000

1,000,000

Hospital Income

250 per day (max 15,000)

300 per day (max 18,000)

350 per day (max 21,000)

Compassionate Care^

5,000

10,000

15,000

Child Care^

5,000

10,000

15,000

QUICK
TIPS

Overseas: Outbound (RM)

Plan 1

Plan 2

Plan 3

Accident & Illness

Accident & Illness

Accident & Illness

Overall Limit for Medical Expenses

- Below 70 years

300,000

400,000

500,000

- 70 years and above

150,000

200,000

250,000

Alternative Medicine**

Up to 500

Up to 1,000

Up to 1,500

Follow-up Treatment in Malaysia**

Up to 30,000
(max 45 days)

Up to 75,000
(max 45 days)

Up to 100,000
(max 45 days)

Emergency Medical Evacuation & Bringing Back to Malaysia*

QUICK
TIPS

1,000,000

1,000,000

1,000,000

Repatriation of Mortal Remains (including Burial and Cremation)*

QUICK
TIPS

1,000,000

1,000,000

1,000,000

Hospital Income

250 per day (max 15,000)

300 per day (max 18,000)

350 per day (max 21,000)

Compassionate Care^

5,000

10,000

15,000

Child Care^

5,000

10,000

15,000

QUICK
TIPS

- Single article, pair or set of articles

500

500

500

- Notebook

1,000

1,500

2,000

- Single suitcase, trunk or container of similar nature

500

500

500

QUICK
TIPS

Overseas: Outbound (RM)

Plan 1

Plan 2

Plan 3

max 5,000

max 7,500

max 10,000

Single article, pair or set of articles

500

500

500

Notebook

1,000

1,500

2,000

Single suitcase, trunk or container of similar nature

500

500

500

- Overseas

200 (max 800)

200 (max 1,000)

200 (max 1,200)

- Malaysia

max 200

max 200

max 200

Overseas: Outbound (RM)

Plan 1

Plan 2

Plan 3

Overseas

200 (max 800)

200 (max 1,000)

200 (max 1,200)

Malaysia

max 200

max 200

max 200

Overseas: Outbound (RM)

Plan 1

Plan 2

Plan 3

1,000

1,000

1,000

Overseas: Outbound (RM)

Plan 1

Plan 2

Plan 3

5,000

7,500

10,000

QUICK
TIPS

Overseas: Outbound (RM)

Plan 1

Plan 2

Plan 3

18,000

50,000

50,000

Overseas: Outbound (RM)

Plan 1

Plan 2

Plan 3

18,000

50,000

50,000

Missed Events due to Travel Delay

500

500

500

Overseas: Outbound (RM)

Plan 1

Plan 2

Plan 2

200 (max 3,600)

200 (max 4,000)

200 (max 4,500)

Missed Events due to Travel Delay

500

500

500

Overseas: Outbound (RM)

Plan 1

Plan 2

Plan 3

600

1000

1500

Overseas: Outbound (RM)

Plan 1

Plan 2

Plan 3

500 (max 1,000)

500 (max 1,000)

500 (max 1,000)

Overseas: Outbound (RM)

Plan 1

Plan 2

Plan 3

1,000

1,000

1,000

Overseas: Outbound (RM)

Plan 1

Plan 2

Plan 3

250

500

500

QUICK
TIPS

Overseas: Outbound (RM)

Plan 1

Plan 2

Plan 3

7,500
(max 22,500 for Family Plan)

7,500
(max 22,500 for Family Plan)

7,500
(max 22,500 for Family Plan)

Overseas: Outbound (RM)

Plan 1

Plan 2

Plan 3

1,000

1,000

1,000

Overseas: Outbound (RM)

Plan 1

Plan 2

Plan 3

1,000,000

1,000,000

1,000,000

Overseas: Outbound (RM)

Plan 1

Plan 2

Plan 3

200 per day (max 2,000)

200 per day (max 2,000)

200 per day (max 2,000)

Overseas: Outbound (RM)

Plan 1

Plan 2

Plan 3

500

500

500

Extension of Section 1 - Personal Accident and Section 2 - Medical and Other Expenses to cover you for the injuries sustained from engaging in or practicing for:

- Bungee jumping;

- Sky diving;

- Hang-gliding;

- Helicopter rides for sightseeing;

- Hot air ballooning;

- Jet skiing;

- Mountaineering or trekking at mountains below the height of 3,000 metres above sea level;

- Skiing or snowboarding;

- Canoeing or white water rafting;

- Underwater activities involving artificial breathing apparatus for diving up to maximum depth of 30 metres.

Overseas: Outbound (RM)

Plan 1

Plan 2

Plan 3

Extension of Section 1 - Personal Accident and Section 2 - Medical and Other Expenses to cover you for the injuries sustained from engaging in or practicing for:

- Bungee jumping;

- Sky diving;

- Hang-gliding;

- Helicopter rides for sightseeing;

- Hot air ballooning;

- Jet skiing;

- Mountaineering or trekking at mountains below the height of 3,000 metres above sea level;

- Skiing or snowboarding;

- Canoeing or white water rafting;

- Underwater activities involving artificial breathing apparatus for diving up to maximum depth of 30 metres.

Covered

Covered

Covered

Overseas: Outbound (RM)

Plan 1

Plan 2

Plan 3

100

150

150

Overseas: Outbound (RM)

Plan 1

Plan 2

Plan 3

1,000

1,000

1,000

Overseas: Outbound (RM)

Plan 1

Plan 2

Plan 3

Covered

Covered

Covered

Overseas: Outbound (RM)

Plan 1

Plan 2

Plan 3

Covered

Covered

Covered

Overseas: Outbound (RM)

Plan 1

Plan 2

Plan 3

Covered

Covered

Covered

Recommended Plan

* This benefit is subject to advance approval by MSIG Assist. Please contact MSIG Assist for assistance.

º This insurance will only pay for one claim made either under Section 9,10,11,12,13 or 21.

^ This benefit is not applicable to non-residents.

**Subject to overall limit for medical expenses.

# This insurance will only pay for one claim made either section 9 or 21 for the same incident but not both.

Note:

  • Commission of 25% will be payable to Hong Leong Bank for providing insurance advice & claims assistance / services to you when you purchase a policy through this site. Otherwise please visit www.msig.com.my.
  • You are obligated to pay any applicable taxes (which include but not limited to service tax and RM10 stamp duty) imposed by the Malaysian tax authorities in relation to your Policy.

Optional Add-On - COVID-19 Benefit

Optional Add-On - COVID-19 Benefit

covid-add-on-img desktop covid-add-on-img mobile

Whether for business or leisure, we understand that your trip is precious to you. Don't let the unexpected get in the way of your trip. You can include this add-on to your single trip plan for financial protection against COVID-19 whilst you are travelling aboard.

Choose the COVID-19 Benefit plan that best meets your needs.

Benefits

Plan 1 (RM)

Plan 2 (RM)

Plan 3 (RM)

Overall Limit for COVID-19 Medical Expenses

100,000

200,000

450,000

Follow-up Treatment in Malaysia** (up to max 45 days)

** subject to Overall Limit for Covid-19 Medical Expenses

30,000

75,000

100,000

Emergency Medical Evacuation & Bringing Back to Malaysia

250,000

350,000

500,000

Repatriation of Mortal Remains (including Burial & Cremation)

250,000

350,000

500,000

Hospital Income

  • - per day

200

300

400

  • - maximum up to

6,000

9,000

12,000

Benefits

Plan 1 (RM)

Plan 2 (RM)

Plan 3 (RM)

Overall Limit for COVID-19 Medical Expenses

100,000

200,000

450,000

Follow-up Treatment in Malaysia** (up to max 45 days)

** subject to Overall Limit for Covid-19 Medical Expenses

30,000

75,000

100,000

Emergency Medical Evacuation & Bringing Back to Malaysia

250,000

350,000

500,000

Repatriation of Mortal Remains (including Burial & Cremation)

250,000

350,000

500,000

Hospital Income

  • - per day

200

300

400

  • - maximum up to

6,000

9,000

12,000

Benefits

Plan 1 (RM)

Plan 2 (RM)

Plan 3 (RM)

5,000

12,500

25,000

Benefits

Plan 1 (RM)

Plan 2 (RM)

Plan 3 (RM)

5,000

12,500

25,000

Note:

  • This COVID-19 Benefit is only applicable to Areas 1, 2 and 3 of TravelRight Plus (Single Trip).
  • The COVID-19 Benefit plan selected has to correspond with the selected plan of the basic cover. For example, the COVID-19 Benefit Plan 1 can only be purchased with TravelRight Plus Plan 1.

Have more questions? View the COVID-19 Benefit FAQ here.

Learn More

MSIG TravelRight Plus Insurance provides you with coverage whenever you travel.

Download the coverage details below to learn more.