MSIG Insurance (Malaysia) Bhd is a member of PIDM. The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact MSIG Insurance (Malaysia) Bhd or PIDM (visit www.pidm.gov.my).
TravelRight Domestic (Inbound) Insurance ensures you and your family have a worry-free journey while travelling to destinations within Malaysia for a weekend getaway or to visit family. This insurance plan even has an optional add-on coverage that provides a one-time allowance if the insured tests positive and is hospitalised for COVID-19 or dengue fever.
Here's what you need to know about TravelRight Domestic (Inbound) Insurance:
Available on a per trip basis up to 31 days.
Covers Accidental Death, Permanent Disablement, Medical Expenses arising from injury due to accident, Personal Luggage & Personal Effects and Travel Delay.
Hospitalisation Allowance for COVID-19/Dengue for a single occurrence of hospitalisation as an optional add-on.
Subject to benefit limits and terms and conditions.
Benefits
| Benefits - Domestic (Inbound) | Benefit Limit (RM) - per person |
|---|---|
| Section I - Personal Accident | |
| Section I - Personal Accident | |
| Benefit Limit (RM) - per person | |
| Death - Adult | |
| Death - Adult | 150,000 |
| Death - Child | |
| Death - Child | 15,000 |
| Permanent Total Disablement - Adult/Child | |
| Permanent Total Disablement - Adult/Child | 150,000 |
| Section II - Medical Expenses | |
| Section II - Medical Expenses | |
| Benefit Limit (RM) - per person | |
| Overall Limit for Medical Expenses (arising from injury due to accident) |
|
| Overall Limit for Medical Expenses (arising from injury due to accident) |
15,000 |
| Follow-up Treatment | |
| Follow-up Treatment | Inclusive under Medical Expenses (max 30 days) |
| Hospital Income per day | |
| Hospital Income per day | 50 (max 1,000) |
| Section III - Personal Luggage & Personal Effects | |
| Benefit Limit (RM) - per person | |
| Section III - Personal Luggage & Personal Effects | 100 |
| Section IV - Travel Delay | |
| Benefit Limit (RM) - per person | |
| Section IV - Travel Delay | 50/every six hours of delay (max 500) |
| Terrorism and Hijacking | |
| Benefit Limit (RM) - per person | |
| Terrorism and Hijacking | Covered |
| Chartered Flights (Scheduled) | |
| Benefit Limit (RM) - per person | |
| Chartered Flights (Scheduled) | Covered |
|
|
|
| Benefit Limit (RM) - per person | |
| COVID-19/Dengue Hospitalisation Allowance | |
| Optional Add-On with Additional Premium: | |
| *COVID-19/Dengue Hospitalisation Allowance | 1,000 |
Important Note:
- The maximum period per journey is 31 days.
- *COVID-19/Dengue Hospitalisation Allowance is a fixed amount payable only for a single occurrence of hospitalisation during the period of insurance or within 21 days thereafter.
- Exclusion for *COVID-19/Dengue Hospitalisation Allowance
We will not pay for any hospitalisation resulting from any medical condition which:
a) has been diagnosed by a doctor; or
b) was undiagnosed, but you were undergoing or awaiting tests or further investigations by a doctor; or
c) clear and distinct symptoms are or were evident
prior to the start of your insurance cover. - Please refer to the policy document for detailed information about TravelRight Domestic (Inbound) Insurance Schedule of Benefits.
Premium*
| Individual Plan (RM) | Family Plan (RM) | ||
|---|---|---|---|
| Optional Add-On: COVID-19/Dengue Hospitalisation Allowance | Optional Add-On: COVID-19/Dengue Hospitalisation Allowance | ||
| With Add-On | Without Add-On | With Add-On | Without Add-On |
| 1-5 days | |||
| 21 | 15 | 63 | 45 |
| 6-10 days | |||
| 31 | 25 | 93 | 75 |
| 11-18 days | |||
| 41 | 35 | 123 | 105 |
| 19-31 days | |||
| 52 | 46 | 156 | 138 |
* Excluding Service Tax.
Note:
- You are obligated to pay any applicable taxes (which include but not limited to service tax and RM10 stamp duty) imposed by the Malaysian tax authorities in relation to your Policy.
Premium*
| Individual Plan (RM) | Family Plan (RM) | |||
|---|---|---|---|---|
| Optional Add-On: COVID-19/Dengue Hospitalisation Allowance | ||||
| Period of Insurance |
With Add-On | Without Add-On | With Add-On | Without Add-On |
| 1-5 days | 21 | 15 | 63 | 45 |
| 6-10 days | 31 | 25 | 93 | 75 |
| 11-18 days | 41 | 35 | 123 | 105 |
| 19-31 days | 52 | 46 | 156 | 138 |
* Excluding Service Tax.
Note:
- You are obligated to pay any applicable taxes (which include but not limited to service tax and RM10 stamp duty) imposed by the Malaysian tax authorities in relation to your Policy.
Learn More
TravelRight Domestic (Inbound) Insurance provides you with coverage whenever you travel.
Download the coverage details below to learn more.