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Life may throw you a curveball, but we know it’s important that you enjoy the flexibility to consult a doctor or specialist when you experience health signs that concern you.
Managed Care Program is endorsed by Multimedia University
See you next intake!
MSIG Insurance (Malaysia) Bhd is a member of PIDM. The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact MSIG Insurance (Malaysia) Bhd or PIDM (visit www.pidm.gov.my).
Here's what you need to know about the Managed Care Programme:
- This Managed Care Programme, is exclusive for Multimedia University Student
- This is a compulsory insurance scheme for all MMU students throughout the academic years in Multimedia University located in Malacca, Cyberjaya & Nusajaya.
- Elligible for students aged between 18 years old to 45 years old.
- Only open to Malaysian and Permanent Resident.
- REMEMBER to fillup the Nomination section after receiving the Certificate of Insurance via email.
This policy has one (1) plans covering the following benefits on "As charged" basis:-
Section A - Hospital Medical & Surgical Insurance
Benefits | Plan (RM) |
---|---|
Section I – Outpatient Medical (Clinical) Benefits | |
OUTPATIENT PRIMARY CARE (Description of Services) | |
a. PCP Clinics | |
- Consultation including treatment fee | Unlimited Visits As Charged |
- Drugs, Injections & Medications | Unlimited Visits As Charged |
- Basic Laboratory Tests & X-Rays (payable only when Diagnostic Result indicates impairment to health) | Unlimited Visits As Charged |
b. Non-panel PCP Clinics (Students to bear anything above RM20) | 20 per visit |
c. Traditional Alternative Treatment | 30 per visit |
OUTPATIENT SPECIALIST CARE (Description of Services) | |
a. Specialist Visits subject to Referral | |
- Consultation including treatment fee | Unlimited Visits As Charged |
- Drugs, Injections & Medications | Unlimited Visits As Charged |
- Basic Laboratory Tests & X-Rays (payable only when Diagnostic Result indicates impairment to health) | Unlimited Visits As Charged |
- Ambulatory Surgical Procedures | Unlimited Visits As Charged |
Section II – Hospital & Surgical Benefits (Description of Services) | |
1. Hospital Room & Board, each day up to 365 days | 100 per day |
2. Hospital Intensive Care, up to 365 days | as charged |
3. Cash Allowance at Government Hospital – up to 365 days | 50 |
4. Hospital Ancillary Services | as charged |
5. Pre-Admission Diagnostic Services within 31 days preceeding confinement | as charged |
6. Surgical Procedures, Anaesthesia & Operating Theatre Fees | as charged |
7. In-Hospital Physician Fees– up to 365 days | as charged |
8. Post-Hospital Physician Treatment within 60 days from discharge | as charged |
9. Emergency Accidental Treatment – up to 365 days | as charged |
10. Emergency Accidental Dental Treatment | as charged |
11. Ambulance Services (road vehicle) | as charged |
12. Malaysian Government Service Tax | up to 5% |
13. Inpatient Treatment for Mental Illness | 2,500 |
14. Reimbursement of College Tuition Fees due to prolonged Period of Disability (per semester) | 5,000 |
15. Repatriation & transport of Mortal Remains (foreign students, Sabahan and Sarawakian students) | 7,500 |
16. Medical Evacuation Expenses (foreign students, Sabahan and Sarawakian students) | 7,500 |
17. Claim Medical Report Fee | as charged |
OVERALL ANNUAL LIMIT - PER PERSON | 25,000 |
Section B - Personal Accident Insurance
PERSONAL ACCIDENT BENEFITS | Plan (RM) |
---|---|
a. Death | 50,000 |
b. Permanent Disablement | 50,000 |
c. Bereavement Allowance | 3,000 |
Section C - Term Life (Underwritten by Hong Leong Assurance)
LIFE BENEFITS | Plan (RM) |
---|---|
a. Natural Death | 10,000 |
b. Permanent Total Disablement | 10,000 |
ANNUAL PREMIUM PER STUDENT (Revise inclusive of Service Tax 8%) | 350 |
---|
Service Tax (ST) at the rate of 8% is applicable to your insurance premium effective from 1 March 2024.
You are obligated to pay any applicable taxes (which include but not limited to service tax and stamp duty) imposed by the Malaysian tax authorities in relation to your Policy.
Duration of cover is for one (1) year. It may be renewed on each anniversary of the Date of Inception of the Policy by payment of the premium determined by the Company at the time of renewal.