$partnerTagline
Individual Personal Accident Insurance - HLB
Wherever you are, you can trust that we will be there for you any time or day with Individual Personal Accident Insurance, a worldwide coverage against accidental death, permanent disablement, and a hospital cash benefit in the event you are hospitalised for COVID-19 or Dengue.
More info about Individual Personal Accident Insurance - HLB
Here's what you need to know about the Individual Personal Accident Insurance - HLB:
- Covers Accidental Death and Permanent Disablement.
- Hospitalisation Cash Benefit for COVID-19/Dengue for a single hospitalisation occurrence during the period of insurance, subject to benefit limits, terms and conditions.
Table of Benefits:
| Benefits / Plans | P500 (RM) | P750 (RM) | P1K (RM) |
|---|---|---|---|
|
Accidental Death
|
500,000 | 750,000 | 1,000,000 |
|
Permanent Disablement
|
Up to 500,000 | Up to 750,000 | Up to 1,000,000 |
|
Convalescence Allowance
|
5,000 | ||
|
Funeral, Cremation & Repatriation Expenses
|
2,000 | ||
|
*Covid-19/ Dengue Hospital Cash Benefit (per day)
|
300 | ||
| P500 (RM) |
P750 (RM) |
P1K (RM) |
|---|---|---|
|
Accidental Death
|
||
| 500,000 | 750,000 | 1,000,000 |
|
Permanent Disablement
|
||
| Up to 500,000 |
Up to 750,000 |
Up to 1,000,000 |
|
Convalescence Allowance
|
||
| 5,000 | ||
|
Funeral, Cremation & Repatriation Expenses
|
||
| 2,000 | ||
|
*Covid-19/ Dengue Hospital Cash Benefit (per day)
|
||
| 300 | ||
Important Note:
- *COVID-19/ Dengue Hospital Cash Benefit shall automatically be terminated once a claim is made for a single occurrence of hospitalisation under this benefit during the period of insurance, and any remaining amount not utilised shall be forfeited. There is no option to reinstate this benefit. This benefit covers up to maximum thirty (30) consecutive days. We do not cover any medical conditions arising within the first fourteen (14) days of the Insured Person's cover except accidental injuries.
- The percentage of sum insured will be payable according to the compensation specified in the policy contract if Insured Person suffered Permanent Disablement.
- Maximum indemnity payable under this policy will not exceed 100% of the sum insured.
- Please refer to the policy wordings for more detailed information.
Premium (Excluding Service Tax and Stamp Duty):
| P500 (RM) | P750 (RM) | P1K (RM) | |
|---|---|---|---|
| Annual Premium | 750 | 900 | 1,050 |
| P500 (RM) | P750 (RM) | P1K (RM) |
|---|---|---|
|
Annual Premium
|
||
| 750 | 900 | 1,050 |
Note:
- Commission of 25% will be payable to Hong Leong Bank Berhad for providing insurance advice & claims assistance / services to you when you purchase a policy through this site. Otherwise please visit www.msig.com.my.
- You are obligated to pay any applicable taxes (which include but not limited to service tax and RM10 stamp duty) imposed by the Malaysian tax authorities in relation to your Policy.