Wherever you are, you can trust that we will be there for you any time or
day with Individual Personal Accident Insurance, a worldwide coverage against accidental
death, permanent disablement, and a hospital cash benefit in the event you are hospitalised
for COVID-19 or Dengue.
Here's what you need to know about the Individual Personal Accident Insurance -
HLB:
Covers Accidental Death and Permanent Disablement.
Hospitalisation Cash Benefit for COVID-19/Dengue for a single hospitalisation occurrence during the period of insurance, subject to benefit limits, terms and conditions.
Benefits
Benefits
Sum Insured (RM)
Benefits
Plan P50
Plan P100
Plan P150
Plan P200
Plan P300
Plan P500
Plan P750
Plan P1K
Accidental Death
50,000
100,000
150,000
200,000
300,000
500,000
750,000
1,000,000
Permanent Disablement
Up to 50,000
Up to 100,000
Up to 150,000
Up to 200,000
Up to 300,000
Up to 500,000
Up to 750,000
Up to 1,000,000
Convalescene Allowance
5,000
Funeral, Cremation & Repatriation Expenses
2,000
COVID-19/Dengue Hospital Cash Benefit* (per day)
50
100
200
300
| Sum Insured (RM) | |||||||
| Plan P50 | Plan P100 | Plan P150 | Plan P200 | Plan P300 | Plan P500 | Plan P750 | Plan P1K |
| Accidental Death | |||||||
| 50,000 | 100,000 | 150,000 | 200,000 | 300,000 | 500,000 | 750,000 | 1,000,000 |
| Permanent Disablement | |||||||
| Up to 50,000 | Up to 100,000 | Up to 150,000 | Up to 200,000 | Up to 300,000 | Up to 500,000 | Up to 750,000 | Up to 1,000,000 |
| Convalescence Allowance | |||||||
| 5,000 | |||||||
| Funeral,Cremation & Repatriation Expenses | |||||||
| 2,000 | |||||||
| COVID-19/ Dengue Hospital Cash Benefit* (per day) | |||||||
| 50 | 100 | 100 | 200 | 200 |
300 |
||
Notes:
- *COVID-19/ Dengue Hospital Cash Benefit shall automatically be terminated once a claim is made for a single occurrence of hospitalisation under this benefit during the period of insurance, and any remaining amount not utilised shall be forfeited. There is no option to reinstate this benefit. This benefit covers up to maximum thirty (30) consecutive days. We do not cover any medical conditions arising within the first fourteen (14) days of the Insured Person's cover except accidental injuries.
- The percentage of sum insured will be payable according to the compensation specified in the policy contract if Insured Person suffered Permanent Disablement.
- Maximum indemnity payable under this policy will not exceed 100% of the sum insured.
- Please refer to the Policy Documents for more detailed information.
Premium
Premium
Annual Premium (RM)
Plan P50
Plan P100
Plan P150
Plan P200
Plan P300
Plan P500
Plan P750
Plan P1K
Plans
100.00
200.00
300.00
400.00
550.00
750.00
900.00
1050.00
| Annual Premium(RM) | |||||||
|---|---|---|---|---|---|---|---|
| Plan P30 | Plan P50 | Plan P150 | Plan P200 | Plan P300 | Plan P500 | Plan P750 | Plan P1K |
| 100.00 | 200.00 | 300.00 | 400.00 | 550.00 | 750.00 | 900.00 | 1,050.00 |
Note:
- Commission of 25% will be payable to Hong Leong Bank Berhad for providing insurance advice & claims assistance / services to you when you purchase a policy through this site. Otherwise please visit www.msig.com.my.
- You are obligated to pay any applicable taxes (which include but not limited to service tax and RM10 stamp duty) imposed by the Malaysian tax authorities in relation to your Policy.
Learn More
Individual Personal Accident Insurance - HLB consists of plans which can be renewed annually.
Download the coverage details below to learn more.