We offer a choice of two products to help you take it easy while you drive. Our MSIG Motor Plus Insurance and our MSIG Comprehensive Private Car are fully customisable with add-on.
Both products will cover you for:
Third Party bodily injury and death
Third Party property loss or damage
Loss or damage to your own vehicle due to accidental fire, theft or accident
You will also enjoy these key benefits:
10% direct rebate
Easy payment via FPX, Boost e-wallet, or Visa or Mastercard Credit/Debit Card
6-month warranty on repairs by MSIG panel workshops
24-hour assistance from MSIG Motor Assist (1-300-880-833)
Products
We offer two types of Private Car Insurance:
Our MSIG Motor Plus Insurance is a package deal that comes with seven preselected add-on to provide you better protection and value.
Our MSIG Comprehensive Private Car lets you start with a basic, no-frills plan which you can customise with add-on.
The Private Car Insurance product and add-on you choose will determine your total premium amount.
View an example in the table below:
Vehicle Information
Vehicle Information
- Year of Manufacture : 2014
- Model : Perodua Myvi 1.3L Automatic
- Sum Insured : RM48,000
- No Claim Discount : 55%
- Sum Insured : RM 48,000
- No Claim Discount : 55%
Product
MSIG Motor
Plus Insurance
MSIG Comprehensive
Private Car
Product
MSIG Motor Plus Insurance
MSIG Comprehensive Private Car
Coverage
Coverage
- Third party bodily injury or death;
- Third party property loss or damage; and
- Loss or damage due to accidental fire, theft or accident.
Estimated Basic Premium
RM 695.74
Additional Coverage
Covered Under This Policy (RM)
With Additional Premium (RM)
Additional Coverage
Covered Under This Policy (RM 256.60)
With Additional Premium (RM)
1.
Driver's Personal Accident
1.
Driver's Personal Accident
60.00
2.
Full Special Perils
2.
Full Special Perils
96.00
3.
Legal Liability to Passengers
3.
Legal Liability to Passengers
30.15
4.
Legal Liability of Passengers
4.
Legal Liability of Passengers
265.60
7.50
5.
Waiver of Compulsory Excess
5.
Waiver of Compulsory Excess
25.00
6.
Strike, Riot and Civil Commotion
6.
Strike, Riot and Civil Commotion
144.00
7.
24-Hour Unlimited Towing
7.
24-Hour Unlimited Towing
30.00
Estimated Total Premium*
RM 961.34
RM1,088.39
Recommended Plan
Note:
- You are obligated to pay any applicable taxes (which include but not limited to service tax and RM10 stamp duty) imposed by the Malaysian tax authorities in relation to your Policy.
Add-On
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/05_Circle_Waiverofcompulsoryexcess.svg)
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/13_Circle_Compensation.svg)
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Add-On
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Legal Liability of Passengers
- Provides cover against legal liability sought by third party against you for the actions of your passengers.
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Legal Liability to Passengers
- Provides cover against legal liability sought by your passengers against you in the event of an accident due to your negligence.
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Strike, Riot and Civil Commotion
- Covers the car against loss or damage due to strike, riot and civil commotion.
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24-Hour Unlimited Towing Service
- MSIG Motor Assist will tow the car for an unlimited distance to the workshop/home at no additional cost. The territorial limits are as follows:
No limit for anywhere in Malaysia including the islands of Penang, Langkawi, Labuan, Pangkor and Redang;
No limit for Singapore;
130km (round trip) for Thailand;
130km (round trip) for Brunei.
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E-Hail E-Zee
- Provide coverage when the vehicle is used for carrying e-hailing (fare-paying) passenger(s).
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Limited Special Perils
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Windscreen
- Covers the breakage of glass in windscreens, front, rear, side windows, sunroof and lamination or tinting film.
- The damaged windscreen will be replaced and your No-Claim-Discount (NCD) entitlement will not be affected.
Learn More
MSIG Private Car Insurance provides you with one year of coverage, which you can renew annually.
Download the coverage details below to learn more.