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MSIG Comprehensive Private Car
^ Please refer to the Add-on section below for more details
*Not inclusive of Service Tax and Stamp Duty.
**The premium reflected does not include the exclusive rate for Waiver of Betterment Cost add-on. It is only applicable for MSIG Motor Plus policyholders who purchase the add-on for vehicle with sum insured above RM100,000.
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MSIG Insurance (Malaysia) Bhd is a member of PIDM. The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact MSIG Insurance (Malaysia) Bhd or PIDM (visit www.pidm.gov.my).
We offer one product to help you take it easy while you drive. Our MSIG Comprehensive Private Car is fully customisable with add-on.
This product will cover you for:
Third Party bodily injury or death
Third Party property loss or damage
Loss or damage to your own vehicle due to accidental fire, theft or accident
You will also enjoy these key benefits:
Easy payment via FPX, Boost e-wallet, or Visa or Mastercard Credit/Debit Card
6-month warranty on repairs by MSIG panel workshops
24-hour assistance from MSIG Motor Assist (1-300-880-833)
Products
We offer one type of Private Car Insurance:
MSIG Comprehensive Private Car
Our MSIG Comprehensive Private Car allows you to start with a basic, no frills plan which you can customise with add-on^ that suits you and your car while on the road.
Renew Your Company Owned Private Cars Today
Easily renew your corporate motor insurance online with MSIG.
The Private Car Insurance product and add-on you choose will determine your total premium amount. You can use the table below to view an example and compare the products:
Vehicle Information
Vehicle Information
- Year of Manufacture : 2018
- Model : Perodua Myvi 1.5L Automatic
- Sum Insured : RM40,000
- No Claim Discount : 30%
- Sum Insured : RM 40,000
- No Claim Discount : 30%
Product
MSIG Comprehensive
Private Car
Product
MSIG Comprehensive Private Car
Coverage
Coverage
- Third party bodily injury or death;
- Third party property loss or damage; and
- Loss or damage due to accidental fire, theft or accident.
Estimated Basic Premium
RM 1,016.01
Additional Coverage
Covered Under This Policy (RM)
With Additional Premium (RM)
Additional Coverage
Covered Under This Policy (RM 241.00)
With Additional Premium (RM)
1.
Driver's Personal Accident Plan 1 for 5-seater vehicle
Driver's PA Plan 1 for 5-seater vehicle
RM 70.00
2.
Full Special Perils
Full Special Perils
RM 80.00
3.
Legal Liability to Passengers
Legal Liability to Passengers
RM 33.75
4.
Legal Liability of Passengers
Legal Liability of Passengers
RM 241.00
RM 7.50
5.
Waiver of Compulsory Excess
Waiver of Compulsory Excess
RM 25.00
6.
Strike, Riot and Civil Commotion
Strike, Riot and Civil Commotion
RM 120.00
7.
24-Hour Unlimited Towing
24-Hour Unlimited Towing
RM 20.00
Optional Motor Add-on
Waiver of Betterment Cost**
RM 85.00
RM 85.00
Optional Motor Add-on
Waiver of Betterment Cost**
RM85
RM85
1. MSIG Motor Assist***
RM 15.00
Complimentary Benefit
Estimated Total Premium*
RM 1,342.01
RM 777.01
RM 1,457.26
RM 1,016.01
Recommended Plan
**The premium reflected does not include the exclusive rate for Waiver of Betterment Cost add-on. It is only applicable for MSIG Motor Plus policyholders who purchase the add-on for vehicle with sum insured above RM100,000.
Note:
- You are obligated to pay any applicable taxes (which include but not limited to service tax and RM10 stamp duty) imposed by the Malaysian tax authorities in relation to your Policy.
Add-On
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*
Please refer to the Product Disclosure Sheet for more details.
Add-On
* Please refer to the Product Disclosure Sheet for more details.
EV Plus
EV Plus add-on is designed to protect your EV charging equipment which include the following:
a) EV Home Wall Charger
b) Cleaning Cost Allowance
c) Personal Liability due to EV Home Wall Charger
d) Portable Charging Cable
e) Inconvenience Cover Allowance
With this add-on, you can charge with confidence and enjoy a worry-free driving experience.
Inconvenience Flood Allowance#
- Provides a one-time allowance in the event your car is damaged due to flood.
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Legal Liability of Passengers
- Provides cover against legal liability sought by third party against you for the actions of your passengers.
Legal Liability to Passengers
- Provides cover against legal liability sought by your passengers against you in the event of an accident due to your negligence.
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24-Hour Unlimited Towing Service
- MSIG Motor Assist will tow the car for an unlimited distance to the workshop/home at no additional cost. The territorial limits are as follows:
No limit for anywhere in Malaysia including the islands of Penang, Langkawi, Labuan, Pangkor and Redang;
No limit for Singapore;
130km (round trip) for Thailand;
130km (round trip) for Brunei.
Strike, Riot and Civil Commotion
- Covers the car against loss or damage due to strike, riot and civil commotion.
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Limited Special Perils
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Windscreen
- Covers the breakage of glass in windscreens, front, rear, side windows, sunroof and lamination or tinting film.
- The damaged windscreen will be replaced and your No-Claim-Discount (NCD) entitlement will not be affected.
Learn More
MSIG Private Car Insurance provides you with one year of coverage, which you can renew annually.
Download the coverage details below to learn more.