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    MSIG Insurance (Malaysia) Bhd
    Registration No. 197901002705 (46983-W)

  • MSIG Insurance (Malaysia) Bhd (46983-W) Registration No. 197901002705 (46983-W) is a company licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia.

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MORE PRODUCTS
  • Travel

  • Motor

  • Pet

Travel Insurance

MSIG understands that every trip has your heart in it. That's why we go above and beyond to keep you and your family constantly protected.

More info about Travel Insurance
Benefits Overseas(Outbound)
(RM)
  Plan 1 Plan 2
Section 1 - Personal Accident
Section 1 - Personal Accident
Death - Adult
Death - Adult 250,000 350,000
Death - Child
Death - Child 62,500 87,500
Permanent Total Disablement - Adult/Child
Permanent Total Disablement - Adult/Child 250,000 350,000
Child Education Fund^
Child Education Fund^ 7,500 15,000
Section 2 - Medical & Other Expenses
Section 2 - Medical & Other Expenses Accident & Illness Accident & Illness
Overall Limit for Medical Expenses
Overall Limit for Medical Expenses
Below 70 years
- Below 70 years 300,000 400,000
70 years and above
- 70 years and above 150,000 200,000
Alternative Medicine**
Alternative Medicine** Up to 500 Up to 1,000
Follow-up Treatment in Malaysia**
Follow-up Treatment in Malaysia** Up to 30,000
(max 45 days)
Up to 75,000
(max 45 days)
Emergency Medical Evacuation & Bringing Back to Malaysia
Emergency Medical Evacuation & Bringing Back to Malaysia 1,000,000 1,000,000
Repatriation of Mortal Remains
(including Burial & Cremation)
Repatriation of Mortal Remains
(including Burial & Cremation)
1,000,000 1,000,000
Hospital Income
Hospital Income 250 per day
(max 15,000)
300 per day
(max 18,000)
Compassionate Care*^
Compassionate Care*^ 5,000 10,000
Child Care*^
Child Care*^ 5,000 10,000
Section 3 - Luggage & Personal Effects*
Section 3 - Luggage & Personal Effects* max 5,000 max 7,500
Single article, pair or set of articles
- Single article, pair or set of articles 500 500
Notebook
- Notebook 1,000 1,500
Section 4 - Luggage Delay - Every 6 hours
Section 4 - Luggage Delay - Every 6 hours
Overseas
- Overseas 200 (max 800) 200 (max 1,000)
Malaysia
- Malaysia max 200 max 200
Section 5 - Personal Money and Unauthorised Use of Card (Enhanced)
Section 5 - Personal Money and Unauthorised Use of Card (Enhanced) 1,000 1,000
Section 6 - Travel Documents*
Section 6 - Travel Documents* 5,000 7,500
Section 7 - Travel Cancellation*
Section 7 - Travel Cancellation* 18,000 50,000
Section 8 - Travel Curtailment*
Section 8 - Travel Curtailment* 18,000 50,000
Section 9 - Travel Delay - Every 6 hoursº
Section 9 - Travel Delay - Every 6 hoursº 200
(max 3,600)
200
(max 4,000)
Missed Events due to Travel Delay (Enhanced)
Missed Events due to Travel Delay (Enhanced) 500 500
Section 10 - Missed Travel Connection - Min 6 Hoursº
Section 10 - Missed Travel Connection - Min 6 Hoursº 600 1000
Section 11 - Travel Overbooked - Every 6 hoursº
Section 11 - Travel Overbooked - Every 6 hoursº 500
(max 1,000)
500
(max 1,000)
Section 12 - Missed Departure*º
Section 12 - Missed Departure*º 1000 1000
Section 13 - Travel Reroute - Min 6 hoursº
Section 13 - Travel Reroute - Min 6 hoursº 250 500
Section 14 - Loss of Travel Deposit
Section 14 - Loss of Travel Deposit 7,500
(max 22,500 for Family Plan)
7,500
(max 22,500 for Family Plan)
Section 15 - Additional Costs of Rental Car Return* And Rental Car Excess* (Enhanced)
Section 15 - Additional Costs of Rental Car Return* And Rental Car Excess* (Enhanced) 1,000 1,000
Section 16 - Personal Liability
Section 16 - Personal Liability 1,000,000 1,000,000
Section 17 - Loss of Use of Hotel Facilities
Section 17 - Loss of Use of Hotel Facilities 200 per day (max 2,000) 200 per day (max 2,000)
Section 18 - Home Protection^
Section 18 - Home Protection^ 500 500
Section 19 - Adventurous Activity Cover
Section 19 - Adventurous Activity Cover Covered Covered
Extended to cover you in respect of Personal Accident and Medical & Other Expenses which may be sustained resulting from engaging in or practicing or:
- Bungee jumping;
- Sky diving;
- Hang-gliding;
- Helicopter rides for sightseeing
- Hot air ballooning;
- Jet skiing;
- Mountaineering or trekking at mountains below the height of 3,000 metres above sea level;
- Skiing or snowboarding;
- Canoeing or white water rafting;
- Underwater activities involving artificial breathing apparatus for diving up to a max depth of 30 metres.
Section 20 - Travel Worldwide Assistance Services
Section 20 - Travel Worldwide Assistance Services Covered Covered
Terrorism & Hijacking
Terrorism & Hijacking Covered Covered
Chartered Flights (Scheduled)
Chartered Flights (Scheduled) Covered Covered

Note:

  • Please be informed that a 6% Service Tax will be charged with effect from 1 September 2018 for all taxable general insurance policies.
  • You are obligated to pay any applicable taxes (which include but not limited to service tax and stamp duty) imposed by the Malaysian tax authorities in relation to your Policy.
  • * Excess of RM50 per claim.
  • º This insurance will only pay for one claim made either under Section 9,10,11,12 or 13.
  • ^ This benefit is not applicable to non-residents.
  • **Subject to overall limit for medical expenses

Read the fine print below

  • Product Disclosure Sheet
  • Policy Wording
Less info
Apply Now

Motor Insurance

Drive confidently with comprehensive motor insurance from MSIG.

More info about Motor Insurance

What is this product about?

This policy provides insurance against liabilities to other parties for injury or death, damage to other parties’ property, and accidental or fire damage to your vehicle or theft of your vehicles.

This policy covers:

  • Third Party bodily injury and death
  • Third Party property loss or damage
  • Loss or damage to your own vehicle due to accidental fire, theft or accident.

Key Benefits:

  • Zero excess for vehicle up to 10 years old
  • Easy payment via Visa or Master Credit/Debit Card
  • 6 Months warranty on repairs by MSIG panel workshops
  • 24-hour assistance from MSIG Motor Assist (provide claim & roadside assistance services, towing & emergency roadside repair services up to RM300 per incident, transmission of emergency information, alternative transport home arrangement) you may just make a call to the MSIG Motor Assist hotline at 1 300 880 833 or request for assistance through MSIG Motor Assist App.

Optional benefits that you wish to purchase by paying additional premium:

Private Car:

  • 24-Hour Unlimited Towing Service (Non-Tariff) (NEW) For more information
    Watch video
  • E-Hail E-Zee For more informationWatch video
  • Windscreen
  • Legal Liability to Passenger
  • Legal Liability of Passenger
  • Special Perils (Flood, Storm, Landslide, Landslip or Subsidence Cover)
  • Limited Special Perils (Flood, Storm, Landslide, Landslip or Subsidence Cover)
    Watch video
  • Strikes, Riots and Civil Commotion Clause (SRCC)
  • Smart Key Shield
    Watch video
  • Driver's Personal Accident
    Watch video
  • Waiver of Betterment Cost
    Watch video
  • Compensation for Assessed Repair Time (CART)
    Watch video
  • Waiver of Compulsory Excess (Non-Tariff)*
    Watch video

* This Motor Add-on is Non-tarif

Note:

  • Please be informed that a 6% Service Tax will be charged with effect from 1 September 2018 for all taxable general insurance policies.
  • You are obligated to pay any applicable taxes (which include but not limited to service tax and stamp duty) imposed by the Malaysian tax authorities in relation to your Policy.
  • It is an offence under the laws of the Republic of Singapore to enter the country without extending passenger liability cover to your motor insurance.

Duration of cover is for one year. You need to renew the insurance cover annually.

Read the fine print below

  • Product Disclosure Sheet
  • Policy Wording
  • Motor Add-on Brochure
Less info
Apply Now

Pet Insurance

Whoever shares your world, we'll help you protect them. Give your fur kid the best protection like how you would protect your loved ones with MSIG Pet Insurance.

More info about Pet Insurance

Here's what you need to know about Pet Insurance:

  • Specially designed to provide protection for your fur babies
  • A choice of three plans to meet your needs and budget
  • Covers:
    • Cats and Dogs only
    • Veterinary Fees and Surgical Fees
    • Death from Injury or Illness
    • Burial or Cremation Costs
    • Advertising and Reward Costs for Recovery of Missing Pet
    • Boarding Kennel and Cattery Fees while you are hospitalized
    • Third Party Liability


Your benefits and premiums

Benefits Plan 1
(RM)
Plan 2
(RM)
Plan 3
(RM)
Medical Benefit
Section 1 - Veterinary Fees and Surgical Fees
2,000 3,500 5,000
Other Benefits
Section 2 - Death from Injury or Illness
2,000 3,500 5,000
Section 3 - Burial or Cremation Costs
1,000
Section 4 - Advertising and Reward Costs for Recovery of Missing Pet
1,000
Section 5 - Boarding Kennel & Cattery Fees for Pet
1,000 1,500 2,500
Section 6 - Third Party Liability
50,000 75,000 100,000
Annual Premium 200 350 500
Plan 1
(RM)
Plan 2
(RM)
Plan 3
(RM)
Medical Benefit
Section 1 - Veterinary Fees and Surgical Fees
2,000 3,500 5,000
Other Benefits
Section 2 - Death from Injury or Illness
2,000 3,500 5,000
Section 3 - Burial or Cremation Costs
1,000
Section 4 - Advertising and Reward Costs for Recovery of Missing Pet
1,000
Section 5 - Boarding Kennel & Cattery Fees for Pet
1,000 1,500 2,500
Section 6 - Third Party Liability
50,000 75,000 100,000
Annual Premium
200 350 500

Note:

  • Please be informed that a 6% Service Tax will be charged with effect from 1 September 2018 for all taxable general insurance policies.
  • You are obligated to pay any applicable taxes (which include but not limited to service tax and stamp duty) imposed by the Malaysian tax authorities in relation to your Policy.
  • Additional RM10 stamp duty is payable for each policy.

Read the fine print below

  • Product Disclosure Sheet
  • Policy Wording
Less info
Apply Now
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