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    MSIG Insurance (Malaysia) Bhd
    Registration No. 197901002705 (46983-W)

  • MSIG Insurance (Malaysia) Bhd Registration No. 197901002705 (46983-W) is a company licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia.

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TravelRight Plus Insurance

MSIG understands that every trip has your heart in it. That's why we go above and beyond to keep you and your family constantly protected.

More info about TravelRight Plus Insurance

Important: Please refer here for the Travel Advisory on COVID-19 Outbreak (updated 1 April 2020).

Benefits Overseas(Outbound)
(RM)
  Plan 1 Plan 2
Section 1 - Personal Accident
Section 1 - Personal Accident
Death - Adult
Death - Adult 250,000 350,000
Death - Child
Death - Child 62,500 87,500
Permanent Total Disablement - Adult/Child
Permanent Total Disablement - Adult/Child 250,000 350,000
Child Education Fund^
Child Education Fund^ 7,500 15,000
Section 2 - Medical & Other Expenses
Section 2 - Medical & Other Expenses Accident & Illness Accident & Illness
Overall Limit for Medical Expenses
Overall Limit for Medical Expenses
Below 70 years
- Below 70 years 300,000 400,000
70 years and above
- 70 years and above 150,000 200,000
Alternative Medicine**
Alternative Medicine** Up to 500 Up to 1,000
Follow-up Treatment in Malaysia**
Follow-up Treatment in Malaysia** Up to 30,000
(max 45 days)
Up to 75,000
(max 45 days)
Emergency Medical Evacuation & Bringing Back to Malaysia*
Emergency Medical Evacuation & Bringing Back to Malaysia* 1,000,000 1,000,000
Repatriation of Mortal Remains (including Burial and Cremation)*
Repatriation of Mortal Remains (including Burial and Cremation)* 1,000,000 1,000,000
Hospital Income
Hospital Income 250 per day
(max 15,000)
300 per day
(max 18,000)
Compassionate Care^
Compassionate Care^ 5,000 10,000
Child Car^
Child Care^ 5,000 10,000
Section 3 - Luggage & Personal Effects
Section 3 - Luggage & Personal Effects max 5,000 max 7,500
Single article, pair or set of articles
- Single article, pair or set of articles 500 500
Notebook
- Notebook 1,000 1,500
Single suitcase, trunk or container of similar nature
- Single suitcase, trunk or container of similar nature 500 500
Section 4 - Luggage Delay - Every 6 consecutive hours
Section 4 - Luggage Delay - Every 6 consecutive hours
Overseas
- Overseas 200 (max 800) 200 (max 1,000)
Malaysia
- Malaysia max 200 max 200
Section 5 - Personal Money and Unauthorised Use of Card
Section 5 - Personal Money and Unauthorised Use of Card 1,000 1,000
Section 6 - Travel Documents
Section 6 - Travel Documents 5,000 7,500
Section 7 - Travel Cancellation
Section 7 - Travel Cancellation 18,000 50,000
Section 8 - Travel Curtailment
Section 8 - Travel Curtailment 18,000 50,000
Section 9 - Travel Delay - First 4 consecutive hours of delay & every subsequent 6 consecutive hours of delayº#
Section 9 - Travel Delay - First 4 consecutive hours of delay & every subsequent 6 consecutive hours of delayº# 200
(max 3,600)
200
(max 4,000)
Missed Events due to Travel Delay
Missed Events due to Travel Delay 500 500
Section 10 - Missed Travel Connection - Min 6 Hoursº
Section 10 - Missed Travel Connection - Min 6 Hoursº 600 1000
Section 11 - Travel Overbooked - Every 6 consecutive hoursº
Section 11 - Travel Overbooked - Every 6 consecutive hoursº 500
(max 1,000)
500
(max 1,000)
Section 12 - Missed Departureº
Section 12 - Missed Departureº 1000 1000
Section 13 - Travel Reroute - Min 6 consecutive hoursº
Section 13 - Travel Reroute - Min 6 consecutive hoursº 250 500
Section 14 - Loss of Travel Deposit
Section 14 - Loss of Travel Deposit 7,500
(max 22,500 for Family Plan)
7,500
(max 22,500 for Family Plan)
Section 15 - Additional Costs of Rental Car Return And Rental Car Excess
Section 15 - Additional Costs of Rental Car Return And Rental Car Excess 1,000 1,000
Section 16 - Personal Liability
Section 16 - Personal Liability 1,000,000 1,000,000
Section 17 - Loss of Use of Hotel Facilities
Section 17 - Loss of Use of Hotel Facilities 200 per day (max 2,000) 200 per day (max 2,000)
Section 18 - Home Protection^
Section 18 - Home Protection^ 500 500
Section 19 - Adventurous Activity Cover
Section 19 - Adventurous Activity Cover Covered Covered
Extension of Section 1 - Personal Accident and Section 2 - Medical and Other Expenses to cover you for the injuries sustained from engaging in or practicing for:
- Bungee jumping;
- Sky diving;
- Hang-gliding;
- Helicopter rides for sightseeing;
- Hot air ballooning;
- Jet skiing;
- Mountaineering or trekking at mountains below the height of 3,000 metres above sea level;
- Skiing or snowboarding;
- Canoeing or white water rafting;
- Underwater activities involving artificial breathing apparatus for diving up to maximum depth of 30 metres.
Section 20 - Emergency Telephone Charges
Section 20 - Emergency Telephone Charges 100 150
Section 21 - Alternative Transport Arrangementº#
Section 21 - Alternative Transport Arrangementº# 1,000 1,000
Section 22 - Worldwide Travel Assistance Services
Section 22 - Worldwide Travel Assistance Services Covered Covered
Terrorism and Hijacking
Terrorism and Hijacking Covered Covered
Chartered Flights (Scheduled)
Chartered Flights (Scheduled) Covered Covered
  • * This benefit is subject to advance approval by MSIG Assist. Please contact MSIG Assist for assistance.
  • º This insurance will only pay for one claim made either under Section 9,10,11,12,13 or 21.
  • ^ This benefit is not applicable to non-residents.
  • **Subject to overall limit for medical expenses.
  • # This insurance will only pay for one claim made either section 9 or 21 for the same incident but not both.

Note:

  • Commission of 10% will be payable to Texchem Risk Management for providing insurance advice & claims assistance / services to you when you purchase a policy through this site. Otherwise please visit www.msig.com.my.
  • You are obligated to pay any applicable taxes (which include but not limited to service tax and RM10 stamp duty) imposed by the Malaysian tax authorities in relation to your Policy.

Read the fine print below

  • Product Disclosure Sheet
  • Policy Wording
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