We offer a choice of three products to help you take it easy while you drive. Our MSIG Motor Plus Insurance, MSIG Comprehensive Private Car, and MSIG Lady Motor Plus Insurance are fully customisable with add-on.

All three products will cover you for:

Third Party bodily injury and death

Third Party property loss or damage

Loss or damage to your own vehicle due to accidental fire, theft or accident

You will also enjoy these key benefits:

10% direct rebate

Easy payment via FPX, Boost e-wallet, or Visa or Mastercard Credit/Debit Card

6-month warranty on repairs by MSIG panel workshops

24-hour assistance from MSIG Motor Assist (1-300-880-833)

Products

We offer three types of Private Car Insurance:

MSIG Motor Plus icon MSIG Motor Plus

Our MSIG Motor Plus Insurance is a package deal that comes with 7 preselected add-on to provide you with better protection and value.

These 7 preselected add-on^ include:

Driver's Personal Accident

Full Special Perils

Legal Liability to Passengers

Legal Liability of Passengers

Waiver of Compulsory Excess

Strike, Riot, and Civil Commotion

24-hour unlimited towing

^ Please refer to the Add-on section below for more details
Optional Motor Add-on: Exclusive Rate for MSIG Motor Plus Policyholder

Waiver of Betterment Cost*

^ Get an exclusive rate for Waiver of Betterment Cost add-on when you purchase a MSIG Motor Plus Policy with Vehicle Sum Insured above RM100,000.
lady motor icon MSIG Lady Motor Plus

Our MSIG Lady Motor Plus Insurance is a comprehensive, designed-for-women motor policy that comes packaged with 5 additional benefits that cater to the safety needs of today's women drivers.

These 5 additional benefits^ include:

Policyholder's Personal Accident

Full Special Perils

Inconvenience Relief Allowance

Loss or Damage to Personal Belongings

Transportation Allowance

^ Please refer to the Add-on section below for more details
MSIG comprehensive private car icon MSIG Comprehensive Private Car

Our MSIG Comprehensive Private Car allows you to start with a basic, no frills plan which you can customise with add-on^ that suits you and your car while on the road.

^ Please refer to the Add-on section below for more details

The Private Car Insurance product and add-on you choose will determine your total premium amount. You can use the table below to view an example and compare the products:

Vehicle Information

Vehicle Information

  • Year of Manufacture : 2018
  • Model : Perodua Myvi 1.5L Automatic
  • Sum Insured : RM40,000
  • No Claim Discount : 30%
  • Sum Insured : RM 40,000
  • No Claim Discount : 30%

Product
(Choose products to compare)

MSIG Motor
Plus Insurance

MSIG Lady Motor
Plus Insurance

MSIG Comprehensive
Private Car

Product

(Choose products to compare)

MSIG Motor Plus

MSIG Lady Motor Plus

MSIG Comprehensive Private Car

Coverage

Coverage

  • Third party bodily injury or death;
  • Third party property loss or damage; and
  • Loss or damage due to accidental fire, theft or accident.

Estimated Basic Premium

RM 1,016.01

Additional Coverage

Covered Under This Policy (RM)

With Additional Premium (RM)

Additional Coverage

Covered Under This Policy (RM 241.00)

Covered Under This Policy (RM 142.00)

With Additional Premium (RM)

1.

Driver's Personal Accident Plan 1 for 5-seater vehicle

Driver's PA Plan 1 for 5-seater vehicle

RM 70.00

2.

Full Special Perils

Full Special Perils

RM 80.00

3.

Legal Liability to Passengers

Legal Liability to Passengers

RM 33.75

4.

Legal Liability of Passengers

Legal Liability of Passengers

RM 241.00

RM 7.50

5.

Waiver of Compulsory Excess

Waiver of Compulsory Excess

RM 25.00

6.

Strike, Riot and Civil Commotion

Strike, Riot and Civil Commotion

RM 120.00

7.

24-Hour Unlimited Towing

24-Hour Unlimited Towing

RM 20.00

Optional Motor Add-on

Waiver of Betterment Cost**

RM 85.00

RM 85.00

Optional Motor Add-on

Waiver of Betterment Cost**

RM85

RM85

1.

Policyholder's Personal Accident

Policyholder's Personal Accident

Driver's Personal Accident Plan 1 for 5-seater Vehicle

RM 70.00

Driver's Personal Accident Plan 1 for 5-seater Vehicle

RM 70.00

2.

Full Special Perils

Full Special Perils

RM 80.00

3.

Inconvenience Relief Allowance

Inconvenience Relief Allowance

RM 142.00

Not Available

4.

Loss or Damage to Personal Belongings

Loss or Damage to Personal Belongings

Not Available

5.

Transportation Allowance

Transportation Allowance

Not Available

Estimated Total Premium*

RM 1,342.01

RM 1,158.01

RM 1,457.26

RM 1,166.01

*Not inclusive of Service Tax and Stamp Duty.
**The premium reflected does not include the exclusive rate for Waiver of Betterment Cost add-on. It is only applicable for MSIG Motor Plus policyholders who purchase the add-on for vehicle with sum insured above RM100,000.

Note:

  • You are obligated to pay any applicable taxes (which include but not limited to service tax and RM10 stamp duty) imposed by the Malaysian tax authorities in relation to your Policy.